Miami-Dade County property record for 650 Ocean Dr, Apt 5D, Key Biscayne, FL 33149
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,847 sqft · built 1983 |
| Owner | Company Name on Record |
| Last Sale | $735,000 (Apr 2006) |
| Tax Bill | $12,882 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5204-016-0280 |
| Primary APN | 24-5204-016-0280 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 82 Units |
| Building Area | 1,847 sqft Living Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Condo/Apartment |
| Street Address | 650 OCEAN DR, 5D |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-2321 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | 5000 |
| Legal Description | BAHIA MAR CONDO OF KEY BISCAYNE UNIT 5-D UNDIV 2.480000% INT IN COMMON ELEMENTS OFF REC 11742-69 OR 21229-2173 0403 1 COC 24741-3314 06 2006 5 |
| Legal Range | 42E |
| Legal Township | 55S |
| Legal Section | 04 |
| Legal Subdivision | BAHIA MAR CONDO |
| Legal Block | 1 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 4608 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 650 OCEAN DR, 5D, KEY BISCAYNE, FL 33149-2321 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2006 · Amount on Record |
| Deed Sale | Apr 6, 2006 · Amount on Record |
| Prior Sale | Dec 7, 2004 · Amount on Record |
| Deed Document Number | 2006366506 |
| Deed Book / Page | 24398 / 883 |
| Last Transfer Date | Jun 7, 2006 |
| Transfer Doc | 0000785333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 650 OCEAN DR APT 5D, 5D, KEY BISCAYNE, FL 33149-2321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000412301 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 30618/4518 |
| Instrument | 2017R0412301 |
| Name | INTERNATIONAL FINANCE BANK |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33135 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.15% |
| Type Change Date | Aug 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 5.15% |
| Max Rate At Change | 7.15% |
| Index | 1-Year CMT |
| Max Rate | 11.1% |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,882.00 (+18.58%) | $819,775 (+21%) | $826,550 (+22%) |
| 2023 | $10,864.00 (-0.96%) | $677,500 (-) | $677,500 (-) |
| 2022 | $10,969.00 | $677,500 | $677,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 71 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 840 units insured incl. 769 condo units |
| Nearby Flood Claims | 80 (1984–2022) |
| Most Recent Claim | Jun 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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