650 Ocean Dr, Apt 10E, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 650 Ocean Dr, Apt 10E, Key Biscayne, FL 33149

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,518 sqft · built 1983
Owner	Company Name on Record
Last Sale	$995,000 (Jan 2026)
Tax Bill	$11,780 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`24-5204-016-0400`

Property Details

APN / Parcel Number

Primary APN	`24-5204-016-0400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	82 Units
Building Area	1,518 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	650 OCEAN DR, 10E
City	KEY BISCAYNE
State	FL
Zip	33149-2324
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	5000
Legal Description	BAHIA MAR CONDO OF KEY BISCAYNE UNIT 10-E UNDIV 2.038571% INT IN COMMON ELEMENTS OFF REC 11742-69 OR 17160-4575 0496 4 COC 25278-4036 01 2007 5
Legal Range	42E
Legal Township	55S
Legal Section	04
Legal Subdivision	BAHIA MAR CONDO
Legal Block	1
Legal Lot Number	10E
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1001
Census Tract	4608

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	555 NE 15TH ST, 934, MIAMI, FL 33132-1455
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Jun 25, 2021 · Amount on Record
Deed Document Number	2026936
Deed Book / Page	35100 / 2415
Prior Transfer Date	Jan 9, 2007
Prior Transfer Doc	0000047893
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 24, 2021
Property Address	650 OCEAN DR APT 10E, 10E, KEY BISCAYNE, FL 33149-2324
Document Number	0000447482
Book / Page	32579 / 2083
Map Reference	MB 11742 PG 69
Instrument Date	Jun 4, 2021
Instrument	2021R0447482
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 HARBOR DR, 131, KEY BISCAYNE, FL 33149-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LOCKWOOD DR, OLD GREENWICH, CT 06870-1911

Mortgage

Document Number	0000002086
Date	Jun 24, 2021
Instrument	32579/2086

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 25, 2021
Property Address	650 OCEAN DR APT 10E, 10E, KEY BISCAYNE, FL 33149-2324
Document Number	0000450684
Book / Page	32582 / 918
Map Reference	MB 11742 PG 69
Instrument Date	Jun 4, 2021
Instrument	2021R0450684
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 HARBOR DR, 131, KEY BISCAYNE, FL 33149-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LOCKWOOD DR, OLD GREENWICH, CT 06870-1911

Mortgage

Document Number	0000000921
Date	Jun 25, 2021
Instrument	32582/921

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,780.00 (+4.81%)	$750,079 (-0.82%)	$756,278 (-)
2024	$11,239.00 (+13.14%)	$756,278 (+22%)	$756,278 (+22%)
2023	$9,934.00 (-1.18%)	$619,900 (-)	$619,900 (-)
2022	$10,053.00	$619,900	$619,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 71 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	840 units insured incl. 769 condo units
Nearby Flood Claims	80 (1984–2022)
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Katrina, Aug 2005 · 9 claims Hurricane Andrew, Aug 1992 · 56 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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