650 NE Irving Ave, Bend, OR 97701 Property Records

Deschutes County property record for 650 NE Irving Ave, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 994 sqft · built 1947
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Apr 2026)
Tax Bill	$3,076 (2025)
Deeds & Mortgages	Apr 2026 Sale May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`171233-BD-05500`

Property Details

APN / Parcel Number

Primary APN	`171233-BD-05500`
Alternative APNs	`R1001171233BD05500` `105408`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	994 sqft Living Area
Gross Area	1,714 sqft
1st Floor Area	994 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1978
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Area	720 sqft

Exterior Amenities

Deck Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	105408
Street Address	650 NE IRVING AVE
City	BEND
State	OR
Zip	97701-4737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	CENTER ADDITION TO BEND BLOCK 45 LOT 11+PT.12
Legal Range	12
Legal Township	17
Legal Section	33
Legal Subdivision	CENTER ADDITION TO BEND
Legal Block	45
Legal Lot Number	11
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1035
Census Tract	1602

Owner

Source: Deschutes County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	650 NE IRVING AVE, BEND, OR 97701-4737
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Warranty Deed, Transfer FIRST AMERICAN TITLE
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Jun 25, 2019	Deed of Trust, Mortgage · Line of Credit MID OR FCU
Feb 21, 2017	Warranty Deed, Transfer · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	20269644
Prior Transfer Date	Feb 17, 2017
Prior Transfer Doc	0000006852
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 1, 2026
Property Address	650 NE IRVING AVE, BEND, OR 97701-4737
Document Number	0000009644
Instrument Date	Mar 4, 2026
Instrument	2026.9644
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 NE IRVING AVE, BEND, OR 97701-4737

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	650 NE IRVING AVE, BEND, OR 97701-4737
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022612
Date	May 19, 2020
Instrument	2020-22612

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	LAKE OSWEGO, OR 97035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	650 NE IRVING AVE, BEND, OR 97701-4737
Document Number	0000022608
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 NE IRVING AVE BEND OR 977014737, BEND, OR 97701-4737

Mortgage

Document Number	0000022608
Date	Jul 1, 2019
Instrument	22608

Lender

Name	MID OR FCU
Type	Credit Union
Address	BEND, OR 97708-6749

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 21, 2017
Property Address	650 NE IRVING AVE, BEND, OR 97701-4737
Document Number	0000006852
Instrument Date	Feb 17, 2017
Instrument	2017-06852
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 NE IRVING AVE, BEND, OR 97701-4737

Mortgage

Document Number	0000006853
Date	Feb 21, 2017
Instrument	2017-06853

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,076.00 (+3.92%)	$182,090 (+3%)	$603,230 (+1.55%) Land $287,320 Building $315,910
2024	$2,960.00 (+7.87%)	$176,790 (+2.99%)	$594,030 (-) Land $287,320 Building $306,710
2023	$2,744.00	$171,650	$594,030 Land $287,320 Building $306,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Webformix.

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