Bradford County property record for 650 N Temple Ave, Starke, FL 32091
| Property Type | Restaurant |
|---|---|
| Details | 2,544 sqft · built 1994 |
| Lot Size | 0.574 acres (25,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $250,000 (Feb 2024) |
| Tax Bill | $7,349 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Apr 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03629-0-00000 |
| Primary APN | 03629-0-00000 |
|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
|---|---|
| Building Area | 2,544 sqft Gross Area |
| 1st Floor Area | 1,951 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 25,000 sqft (0.574 acres) |
| Lot Dimensions | 100 ft deep x 250 ft wide |
| Porch | Unfinished Open Porch |
| Canopy | 425 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 650 N TEMPLE AVE |
|---|---|
| City | STARKE |
| State | FL |
| Zip | 32091-2612 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | 28 6S 22 LOTS 1-5 OF BLK 16 TEMPLES ADD EX: RD R/W |
| Legal Range | 22E |
| Legal Township | 06S |
| Legal Section | 28 |
| Legal Subdivision | TEMPLES ADD |
| Legal Block | 16 |
| Legal Lot Number | 1-5 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | STARKE |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 100 |
650 N Temple Ave, a commercial property, is owned by a company that bought it in February 2024.
Source: Bradford County records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 150 HILDEN RD, 305, PONTE VEDRA, FL 32081-8404 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2024 | Warranty Deed, Transfer COASTAL LIVING TITLE LLC |
| Apr 15, 2020 | Deed of Trust, Mortgage · Line of Credit COMMUNITY ST BK |
| Jan 6, 2020 | Deed of Trust, Mortgage · Line of Credit COMMUNITY ST BK |
| Aug 25, 2017 | Quit Claim Deed, Transfer SMITH THOMAS L LIVING TR(RT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2024 · Amount on File |
| Deed Sale | Feb 14, 2024 · Amount on File |
| Prior Sale | Nov 8, 2023 · Amount on File |
| Deed Document Number | 20241167 |
| Deed Book / Page | 2066 / 165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Feb 14, 2024 |
| Property Address | 650 N TEMPLE AVE, STARKE, FL 32091-2612 |
| Document Number | 0004001167 |
| Book / Page | 2066 / 165 |
| Map Reference | MB G PG 304 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 202404001167 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | COASTAL LIVING TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 811 S WALNUT ST, STARKE, FL 32091-4401 |
| Name | Verified Name |
|---|---|
| Address | 150 HIDDEN ROAD #305 # 305, 305, PONTE VEDRA, FL 32081 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 650 N TEMPLE AVE, STARKE, FL 32091-2612 |
| Document Number | 0004003285 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 200 DANIEL LN BRUNSWICK GA 315233548, BRUNSWICK, GA 31523-3548 |
| Document Number | 0004003285 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 001842/000064 |
| Instrument | 4003285 |
| Name | COMMUNITY ST BK |
|---|---|
| Type | Bank |
| Address | STARKE, FL 32091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 27, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 650 N TEMPLE AVE, STARKE, FL 32091-2612 |
| Document Number | 0004000560 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | NORTH CENTRAL TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 200 DANIEL LN BRUNSWICK GA 315233548, BRUNSWICK, GA 31523-3548 |
| Document Number | 0004000560 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 001828/000182 |
| Instrument | 4000560 |
| Name | COMMUNITY ST BK |
|---|---|
| Type | Bank |
| Address | STARKE, FL 32091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 21, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Aug 25, 2017 |
| Property Address | 650 N TEMPLE AVE, STARKE, FL 32091-2612 |
| Document Number | 0004008033 |
| Book / Page | 001698 / 000096 |
| Instrument Date | Jun 29, 2017 |
| Instrument | 4008033 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 200 DANIEL LN BRUNSWICK GA 315233548, BRUNSWICK, GA 31523-3548 |
| Document Number | 4008034 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 001698/000098 |
| Instrument | 4008034 |
| Name | SMITH THOMAS L LIVING TR(RT) |
|---|---|
| Address | 11953 SE 21ST AVE, STARKE, FL 32091-6925 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 650 N Temple Ave was $7,349, down 0.5% from the year before.
Source: Bradford County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Starke City |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,349.00 (-0.53%) | $366,823 (-0.41%) Land $157,500 Building $209,323 | $366,823 (-0.41%) Land $157,500 Building $209,323 |
| 2024 | $7,388.00 (-2.38%) | $368,341 (+0.36%) Land $157,500 Building $210,841 | $368,341 (+0.36%) Land $157,500 Building $210,841 |
| 2023 | $7,568.00 (-1.2%) | $367,011 (-1.79%) Land $150,000 Building $217,011 | $367,011 (-1.79%) Land $150,000 Building $217,011 |
| 2022 | $7,660.00 | $373,719 Land $150,000 Building $223,719 | $373,719 Land $150,000 Building $223,719 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 N Temple Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 N Temple Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STARKE serves 6,800 people · EPA ID FL2040211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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