Codington County property record for 650 N Lake Dr, Watertown, SD 57201
| Property Type | Single Family Home |
|---|---|
| Details | built 1971 |
| Lot Size | 0.333 acres (14,504 sqft) |
| Owner | Trust Name on File |
| Last Sale | $232,500 (Feb 2019) |
| Tax Bill | $8,163 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 011509 |
| Primary APN | 011509 |
|---|
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 14,504 sqft (0.333 acres) |
| Lot Dimensions | 196 ft deep x 74.2 ft wide |
| Street Address | 650 N LAKE DR |
|---|---|
| City | WATERTOWN |
| State | SD |
| Zip | 57201-5516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL THAT PT LOT 7 LY SLY LOT H1 & LY NELY LINE PARALLEL TO & EQUIDISTANT FROM LENGTHWISE BOUNDARIES LOT 7.....STOKES SUBD |
| Legal Subdivision | STOKES SUBD |
| Legal Block | NULL |
| Legal Lot Number | H1,7 |
| Jurisdiction | CODINGTON SD |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 954502 |
650 N Lake Dr is owner-occupied and held in a trust since February 2019.
Source: Codington County records, as of August 18, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 16048 SD HIGHWAY 37, TURTON, SD 57477-5910 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on File |
| Deed Sale | Feb 19, 2019 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 650 N Lake Dr was $8,163 with a homeowner's exemption, up % from the year before.
Source: Codington County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Codington County |
| Municipality | Watertown City |
| Unified School District | Watertown School District 14-4 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,163.00 (+0.01%) Homeowner's exemption | $601,654 (-) Land $293,984 Building $307,670 |
| 2025 | $8,162.00 (+0.54%) Homeowner's exemption | $601,654 Land $293,984 Building $307,670 |
| 2024 | $8,118.00 | |
| 2023 | $501,379 Land $244,987 Building $256,392 | |
| 2022 | $7,270.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 650 N Lake Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 1,725.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 119 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 124 units insured incl. 5 condo units |
| Nearby Flood Claims | 358 (1979–2023) |
| Claims Outside the SFHA | 177 of 358 |
| Most Recent Claim | Apr 2023 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 N Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98% of South Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber · Cable | 5,000 / 5,000 |
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 60 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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