650 N Bay Ct, Cincinnati, OH 45238 Property Records

Hamilton County property record for 650 N Bay Ct, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,164 sqft · built 1994
Lot Size	0.251 acres (10,977 sqft)
Owner	2 Owner Names on Record
Last Sale	$231,800 (Jul 2004)
Tax Bill	$5,730 (2025)
Deeds & Mortgages	May 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`540-0063-0609-00`

Property Details

APN / Parcel Number

Primary APN	`540-0063-0609-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,164 sqft Living Area
1st Floor Area	1,108 sqft
2nd Floor Area	1,056 sqft
Basement Area	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	10,977 sqft (0.251 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	124 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	650 N BAY CT
City	CINCINNATI
State	OH
Zip	45238-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH BAY COURT 0.251 AC LOT 18 NORTH BAY VILLAGE SUB
Legal Subdivision	NORTH BAY VILLAGE SUB
Legal Lot Number	18
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3002
Census Tract	21303

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	650 N BAY CT, CINCINNATI, OH 45238-4716
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2004 · Amount on Record
Deed Sale	Jul 14, 2004 · Amount on Record
Prior Sale	Sep 8, 1997 · Amount on Record
Deed Document Number	04-154581
Deed Book / Page	9673 / 01617
Record Updated	Jun 8, 2026

May 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	May 15, 2025
Property Address	650 N BAY CT, CINCINNATI, OH 45238-4716
Document Number	0000036020
Book / Page	15417 / 2069
Map Reference	MB 300 PG 12
Instrument Date	May 15, 2025
Instrument	2025-0036020
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 N BAY CT, CINCINNATI, OH 45238-4716

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	650 N BAY CT, CINCINNATI, OH 45238-4716

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,730.00 (+2.5%)	$96,460 (-) Land $16,555 Building $79,905
2024	$5,590.00 (-0.3%)	$96,460 (-) Land $16,555 Building $79,905
2023	$5,607.00 (+2.37%)	$96,460 (+15.06%) Land $16,555 Building $79,905	$275,600 (+15.06%) Land $47,300 Building $228,300
2022	$5,477.00 Homeowner's exemption	$83,833 Land $14,025 Building $69,808
2020			$239,520 Land $40,070 Building $199,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20