650 Mountain Elk Rd, Bozeman, MT 59715 Property Records

Gallatin County property record for 650 Mountain Elk Rd, Bozeman, MT 59715

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 2,128 sqft · built 2008
Lot Size	20 acres (875,251 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,323,350 (Mar 2023)
Tax Bill	$3,370 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2023 Mortgage
Flood Zone	Zone D (undetermined)
APN	`00RGI28444`

Property Details

APN / Parcel Number

Primary APN	`00RGI28444`
Alternative APNs	`06-0800-22-3-02-60-0000` `R0657056`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	1,882 sqft
Attic	Attic
Attic Area	246 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	875,251 sqft (20 acres)
Terrain	Wooded
Garage Type	Mixed
Garage Area	1,480 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	405 sqft
Deck Area	68 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00RGI28444
Street Address	650 MOUNTAIN ELK RD
City	BOZEMAN
State	MT
Zip	59715-9421
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	1
Legal Description	S22, T02 S, R07 E, C.O.S. 1018A, PARCEL FH13-F, ACRES 20.093
Legal Range	07E
Legal Township	02S
Legal Section	22
Legal Tract	FH13-F
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	3
Census Block	3084
Census Tract	1700

Owner

Source: Gallatin County records, as of November 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	650 MOUNTAIN ELK RD, BOZEMAN, MT 59715-9421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Mar 3, 2023	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023 · Amount on Record
Deed Sale	Mar 3, 2023 · Amount on Record
Prior Sale	Aug 31, 2007 · Amount on Record
Deed Document Number	20232796703
Prior Transfer Date	Feb 7, 2022
Prior Transfer Doc	0002767425
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	650 MOUNTAIN ELK RD, BOZEMAN, MT 59715-9421
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 OUTPOST CREEK LN, AUBREY, TX 76227-1702

Mortgage

Document Number	0002809660
Date	Aug 28, 2023
Instrument	2809660

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Mar 3, 2023
Property Address	650 MOUNTAIN ELK RD, BOZEMAN, MT 59715-9421
Document Number	0002796703
Instrument Date	Feb 23, 2023
Instrument	2796703
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	650 MOUNTAIN ELK RD, BOZEMAN, MT 59715-9421

Mortgage

Document Number	0002796704
Date	Mar 3, 2023
Instrument	2796704

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Oct 1, 2023

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Secondary School District	Bozeman High School District (09 - 12)
Elementary School District	Malmborg Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,370.00 (-1.86%)	$1,115,779 (+81.69%)	$1,115,779 (+81.69%) Land $357,579 Building $758,200
2023	$3,434.00	$614,110	$614,110 Land $96,620 Building $517,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 65% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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