650 Lost Fork Rd, Richmond, KY 40475 Property Records

Madison County property record for 650 Lost Fork Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$290,000 (Jan 2023)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052A-0000-0077`

Property Details

APN / Parcel Number

Primary APN	`052A-0000-0077`
Alternative APNs	`103403` `122621` `52145`

Location & Zoning

Account Number	52145
Street Address	650 LOST FORK RD
City	RICHMOND
State	KY
Zip	40475-9388
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOONE VILLAGE LOT 18 BLK 4
Legal Subdivision	BOONE VILL
Legal Tract	1
Legal Block	4
Legal Lot Number	18
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	2
Census Block	2012
Census Tract	10104

Owner

Source: Madison County records · APN 052A-0000-0077

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	650 LOST FORK RD, RICHMOND, KY 40475-9388
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Deed Document Number	2014129831
Deed Book / Page	D834 / 285
Record Updated	Jun 08, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 30, 2023
Property Address	650 LOST FORK RD, RICHMOND, KY 40475-9388
Document Number	00D834/285
Book / Page	D834 / 285
Map Reference	MB 3 PG 185
Instrument Date	Jan 26, 2023
Instrument	2014129831
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3728 DUNSWOOD PL, LEXINGTON, KY 40514-1847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 LOST FORK RD, RICHMOND, KY 40475-9388

Mortgage

Document Number	2014129832
Date	Jan 30, 2023
Instrument	2014129832

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,734.00 (+18.15%) Additional exemption filed	$290,000 (+1.75%)	$290,000 (+1.75%)
2023	$2,314.00 Homeowner's exemption	$285,000	$285,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 70 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.