650 Locust St, Coshocton, OH 43812 Property Records

Coshocton County property record for 650 Locust St, Coshocton, OH 43812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,882 sqft · built 1915
Lot Size	0.243 acres (10,598 sqft)
Owner	2 Individual Names on File
Last Sale	$84,900 (Feb 2018)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004369-2`

Property Details

APN / Parcel Number

Primary APN	`004369-2`
Alternative APN	`0430000285200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area
1st Floor Area	968 sqft
Upper Floors Area	914 sqft
Basement Area	968 sqft
Unfinished Basement	54 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	10,598 sqft (0.243 acres)
Lot Dimensions	200 ft deep x 53 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004369-2
Street Address	650 LOCUST ST
City	COSHOCTON
State	OH
Zip	43812-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT-LOT 41 PT 52.5 X 200
Legal Subdivision	JOHN HANLONS
Legal Lot Number	41
Jurisdiction	COSHOCTON OH
Township / Civil Division	COSHOCTON
Census Block Group	2
Census Block	2008
Census Tract	961300

Owner

650 Locust St is owned and occupied by two individuals who bought it in February 2018.

Source: Coshocton County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	650 LOCUST ST, COSHOCTON, OH 43812-1245
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2018 · Amount on File
Deed Sale	Feb 6, 2018 · Amount on File
Deed Document Number	2018507
Deed Book / Page	752 / 972
Record Updated	Jun 8, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COSHOCTON OH
Recording Date	Feb 6, 2018
Property Address	650 LOCUST ST, COSHOCTON, OH 43812-1245
Document Number	000752/972
Book / Page	752 / 972
Map Reference	SH 4
Instrument Date	Jan 30, 2018
Instrument	201800000507
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDLITY TITLE COSHOCTON

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	650 LOCUST ST, COSHOCTON, OH 43812-1245
Investor	Possibly a Property Investor

Mortgage

Document Number	201800000508
Date	Feb 6, 2018
Instrument	201800000508

Lender

Name	LCJ FINANCIAL GROUP INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 650 Locust St was $1,603 with a homeowner's exemption.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Coshocton County
Municipality	Coshocton City
Unified School District	Coshocton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,603.00	$35,680 Land $4,810 Building $30,870	$101,940 Land $13,750 Building $88,190
2023	$1,301.00 (-3.06%) Homeowner's exemption	$28,105 (-) Land $3,703 Building $24,402
2022	$1,342.00 Homeowner's exemption	$28,105 Land $3,703 Building $24,402
2021			$80,300 Land $10,580 Building $69,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 650 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COSHOCTON PWS private · serves 14,319 people · EPA ID OH1600012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20