Indian River County property record for 650 Lagoon Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,465 sqft · built 1990 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $20,986 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-05-00027-0000-00029.0 |
| Primary APN | 33-40-05-00027-0000-00029.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 4,465 sqft Living Area |
| 1st Floor Area | 3,235 sqft |
| 2nd Floor Area | 1,230 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 154 ft deep x 141 ft wide |
| Garage Area | 888 sqft |
| Driveway | Driveway |
| Driveway Area | 2,712 sqft |
| Pool Area | 679 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 678 sqft |
| Deck Area | 255 sqft |
| Patio Area | 126 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 94086 |
|---|---|
| Street Address | 650 LAGOON RD |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AA |
| Legal Description | RIOMAR BAY UNIT TWO LOT 29 PBI 11-65 |
| Legal Range | 40 |
| Legal Township | 33 |
| Legal Section | 05 |
| Legal Subdivision | RIOMAR BAY UNIT TWO |
| Legal Lot Number | 29 |
| Legal Unit | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 50504 |
650 Lagoon Rd is owned and occupied by two individuals who acquired it in January 1990.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 LAGOON RD, VERO BEACH, FL 32963-2259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Deed Document Number | 0000855142 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 650 Lagoon Rd was $20,986.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Vero Beach City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,986.00 | $1,342,618 | $3,354,632 Land $1,700,000 Building $1,654,632 |
| 2023 | $19,218.00 (+2.86%) | $1,266,776 (+3%) | $3,012,147 (+16.4%) Land $1,487,500 Building $1,524,647 |
| 2022 | $18,683.00 | $1,229,880 | $2,587,815 Land $1,487,500 Building $1,100,315 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Lagoon Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 433 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 622 units insured incl. 189 condo units |
| Nearby Flood Claims | 129 (1979–2024) |
| Claims Outside the SFHA | 59 of 129 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Lagoon Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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