650 Jack Rd, Clayton, NC 27520 Property Records

Johnston County property record for 650 Jack Rd, Clayton, NC 27520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,135 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Feb 2020)
Tax Bill	$1,894 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Feb 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05H05013S`

Property Details

APN / Parcel Number

Primary APN	`05H05013S`
Alternative APN	`2000226072`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,135 sqft Living Area
Gross Area	1,675 sqft
1st Floor Area	1,135 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Patio Area	144 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000226072
Street Address	650 JACK RD
City	CLAYTON
State	NC
Zip	27520-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	TRACT 1 THIGPEN 47/216
Legal Subdivision	ESTHER THIGPEN
Legal Tract	1
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLAYTON
Census Block Group	4
Census Block	4002
Census Tract	41104

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2651 FRONTAGE RD NW, 303, ROANOKE, VA 24017-1408
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE
Feb 13, 2020	Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU
Nov 8, 2019	Warranty Deed, Transfer · Construction Mortgage LOUIS A MURPHEY
Sep 26, 2019	Correction Deed, Transfer ATTORNEY ONLY
Sep 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2020 · Amount on Record
Deed Sale	Feb 13, 2020 · Amount on Record
Prior Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	2020646906
Deed Book / Page	5523 / 224
Prior Transfer Date	Sep 17, 2019
Prior Transfer Doc	0000629405
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	650 JACK RD, CLAYTON, NC 27520-6120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000524437
Date	Mar 28, 2017
Book Page	4931/722
Instrument	2017524437

Lender

Name	AMERICAN SECURITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2047

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Feb 13, 2020
Property Address	650 JACK RD, CLAYTON, NC 27520-6120
Document Number	0000646906
Book / Page	5523 / 0224
Map Reference	MB 47 PG 216
Instrument Date	Feb 13, 2020
Instrument	2020646906
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	476 SHOTWELL RD # 158, 476, CLAYTON, NC 27520-3505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 JACK RD, CLAYTON, NC 27520-6120

Mortgage

Document Number	0000646907
Date	Feb 13, 2020
Instrument	2020646907

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Nov 8, 2019
Property Address	650 JACK RD, CLAYTON, NC 27520-6120
Document Number	0000635112
Book / Page	005464 / 000188
Instrument Date	Nov 8, 2019
Instrument	635112
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	476 SHOTWELL ROAD 102 #158 CLAYTON NC 27520, 158, CLAYTON, NC 27520

Mortgage

Document Number	635113
Date	Nov 8, 2019
Book Page	005464/000191
Instrument	635113

Lender

Name	LOUIS A MURPHEY
Address	124 PECAN LN, CLAYTON, NC 27527-2001

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 7, 2020

September 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	JOHNSTON NC
Recording Date	Sep 26, 2019
Property Address	650 JACK RD, CLAYTON, NC 27520-6120
Document Number	0000629405
Book / Page	005434 / 000527
Instrument Date	Sep 17, 2019
Instrument	629405
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 JACK RD CLAYTON NC 275206120, CLAYTON, NC 27520-6120

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSTON NC
Recording Date	Sep 20, 2019
Property Address	650 JACK RD, CLAYTON, NC 27520-6120
Document Number	0000628511
Book / Page	005430 / 000116
Instrument Date	Sep 17, 2019
Instrument	628511
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 JACK RD CLAYTON NC 275206120, CLAYTON, NC 27520-6120

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,894.00 (+67.31%)	$303,070 (+106.14%) Land $75,000 Building $228,070	$303,070 (+106.14%) Land $75,000 Building $228,070
2023	$1,132.00	$147,020 Land $36,000 Building $111,020	$147,020 Land $36,000 Building $111,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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