650 High Falls Rd, Marble, NC 28905 Property Records

Cherokee County property record for 650 High Falls Rd, Marble, NC 28905

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,400 sqft · built 2000
Lot Size2.53 acres (110,207 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Oct 2005)
Tax Bill$1,054 (2025)
Deeds & MortgagesOct 2025 Mortgage
May 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN552504815034000

Property Details

APN / Parcel Number

Primary APN552504815034000
Alternative APN
  • 18386

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,400 sqft Heated Area
Upper Floors Area392 sqft
FlooringWood
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2002
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area110,207 sqft (2.53 acres)
PorchOpen Porch
Porch Area586 sqft
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number18386
Street Address650 HIGH FALLS RD
CityMARBLE
StateNC
Zip28905-0227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVENGEANCE CREEK
JurisdictionCHEROKEE NC
Township / Civil DivisionVALLEYTOWN
Census Block Group2
Census Block2003
Census Tract930401

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 25, MARBLE, NC 28905-0025
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
May 5, 2023Deed of Trust, Mortgage · FHA Mortgage
NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2005 · Amount on File
Deed SaleOct 31, 2005 · Amount on File
Deed Document Number2005-0051934
Deed Book / Page1190 / 0221
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address650 HIGH FALLS RD, MARBLE, NC 28905-0227
Transaction TypeMortgage
Record UpdatedOct 22, 2025
Title CompanyUNKNOWN, MULTIPLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 25, MARBLE, NC 28905-0025

Mortgage

Document Number001787/796
DateOct 8, 2025
Book Page1787/796
Instrument4904
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
TypeNon-Lending Institution
Address451 7TH ST SW, WASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address650 HIGH FALLS RD, MARBLE, NC 28905-0227
Transaction TypeMortgage
Record UpdatedMay 22, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address650 HIGH FALLS RD, MARBLE, NC 28905-0227

Mortgage

Document Number001734/493
DateMay 5, 2023
Book Page1734/493
Instrument2148
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
AddressMIAMI, FL 33131
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,054.00$145,950 (-)$145,950 (-) Land $18,980 Building $126,970
2023$145,950$145,950 Land $18,980 Building $126,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims2 (2025)
Most Recent ClaimApr 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 86% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Cable
500 / 30

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