650 Headley Ave, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 650 Headley Ave, Lexington, KY 40508

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,130 sqft · built 1905
Lot Size	0.121 acres (5,284 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (Apr 2024)
Tax Bill	$3,628 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2023 Sale + 2 more
APN	`14315950`

Property Details

APN / Parcel Number

Primary APN	`14315950`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,130 sqft Living Area
Basement Area	225 sqft
Unfinished Basement	225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Aluminum/Vinyl
Lot Area	5,284 sqft (0.121 acres)
Lot Width	40.5 ft Width
Garage Type	Detached
Garage Area	192 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	650 HEADLEY AVE
City	LEXINGTON
State	KY
Zip	40508-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	K-639 HEADLEY LOT 11 PCL 4; BOOK: 3241 PAGE: 687
Legal Subdivision	HEADLEY
Legal Lot Number	11,4
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1008
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Northside Historic Residential District listed 1979 · 1,649 contributing resources · NRIS 79000977

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	650 HEADLEY AVE, LEXINGTON, KY 40508-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed, Subdivision Related Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Oct 5, 2023	Deed, Transfer
Mar 8, 2022	Deed of Trust, Mortgage HUNTINGTON NATIONAL BANK
Oct 8, 2018	Deed of Trust, Mortgage HUNTINGTON NATL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Prior Sale	Oct 5, 2023 · Amount on Record
Deed Document Number	202476
Deed Book / Page	4067 / 271
Transfer Doc	2913/211
Record Updated	Oct 29, 2026

April 2024: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Apr 16, 2024
Property Address	650 HEADLEY AVE, LEXINGTON, KY 40508-1308
Document Number	DB4067/271
Book / Page	DB 4067 / 271
Map Reference	CAB K SL 639
Instrument Date	Mar 27, 2024
Instrument	202404160076
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2024
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 CODELL DR STE 160, 160, LEXINGTON, KY 40509-1177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 HEADLEY AVE, LEXINGTON, KY 40508-1308

Mortgage

Document Number	202404160077
Date	Apr 16, 2024
Instrument	202404160077

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Oct 5, 2023
Property Address	650 HEADLEY AVE, LEXINGTON, KY 40508-1308
Document Number	DB4040/324
Book / Page	DB 4040 / 324
Map Reference	CAB K SL 639
Instrument Date	Sep 29, 2023
Instrument	202310050124
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1768 9TH ST, OAKLAND, CA 94607-1341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 CODELL DR STE 210, 210, LEXINGTON, KY 40509-1181

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	650 HEADLEY AVE, LEXINGTON, KY 40508-1308
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000379/438
Date	Mar 8, 2022
Book Page	0379/438

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	650 HEADLEY AVE, LEXINGTON, KY 40508-1308
Transaction Type	Mortgage
Record Updated	Oct 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9192/406
Date	Oct 8, 2018
Book Page	9192/406

Lender

Name	HUNTINGTON NATL BK

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,628.00 (+1.88%)	$288,000 (-)	$288,000 (-)
2025	$3,561.00 (+291.32%)	$288,000 (+291.3%)	$288,000 (+291.3%)
2023	$910.00 (-3.19%)	$73,600 (-)	$73,600 (-)
2022	$940.00	$73,600	$73,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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