St. Charles County property record for 650 Glen Summit, Saint Charles, MO 63304 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 4,194 sqft · built 1998 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Nov 2018) |
| Tax Bill | $6,166 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T081100012 |
| Primary APN | T081100012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,194 sqft Living Area |
| Gross Area | 5,406 sqft |
| 1st Floor Area | 1,830 sqft |
| Basement Area | 1,516 sqft |
| Finished Basement | 1,200 sqft |
| Unfinished Basement | 316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 896 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 190 sqft |
| Patio Area | 100 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T081100012 |
|---|---|
| Street Address | 650 GLEN SMT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRAILS OF JACOBS SUMMIT RESUB LOT 74&CG LOT 74 |
| Legal Subdivision | TRAILS OF JACOB SUMMIT RESUB LOT 74&CG |
| Legal Lot Number | 74 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311132 |
Source: St. Charles County records · APN T081100012
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 GLEN SMT, SAINT CHARLES, MO 63304-7485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Dec 08, 2017 | Warranty Deed, Transfer · VA Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2018 · Amount on Record |
| Deed Sale | Nov 14, 2018 · Amount on Record |
| Prior Sale | Dec 08, 2017 · Amount on Record |
| Deed Document Number | 2018645080 |
| Deed Book / Page | 7002 / 2161 |
| Prior Transfer Date | Nov 14, 2014 |
| Prior Transfer Doc | 0062672160 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 650 GLEN SMT, SAINT CHARLES, MO 63304-7485 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0072201064 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 7220/1064 |
| Instrument | 20200123000046610 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 14, 2018 |
| Property Address | 650 GLEN SMT, SAINT CHARLES, MO 63304-7485 |
| Document Number | 0070022161 |
| Book / Page | 7002 / 2161 |
| Map Reference | MB 36 PG 114 |
| Instrument Date | Nov 12, 2018 |
| Instrument | 20181114000645080 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | SYNERGY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1650 BEALE ST UNIT 444, 1650, SAINT CHARLES, MO 63303-4271 |
| Name | Verified Name |
|---|---|
| Address | 650 GLEN SMT, SAINT CHARLES, MO 63304-7485 |
| Document Number | 20181114000645090 |
|---|---|
| Date | Nov 14, 2018 |
| Instrument | 20181114000645090 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 08, 2017 |
| Property Address | 650 GLEN SMT, SAINT CHARLES, MO 63304-7485 |
| Document Number | 0068501154 |
| Book / Page | 6850 / 1154 |
| Map Reference | MB 36 PG 114 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 20171208000760010 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 134 DROOPING LEAF DR, 134, LEXINGTON, SC 29072-6973 |
| Name | Verified Name |
|---|---|
| Address | 650 GLEN SMT, SAINT CHARLES, MO 63304-7485 |
| Document Number | 20171208000760020 |
|---|---|
| Date | Dec 08, 2017 |
| Instrument | 20171208000760020 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,166.00 (+9.93%) | $104,195 (+10.69%) | $548,393 (+10.69%) Land $90,000 Building $458,393 |
| 2024 | $5,609.00 | ||
| 2023 | $94,129 | ||
| 2022 | $495,415 Land $70,000 Building $425,415 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111321, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 26 (1979–2019) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jun 2019, river or lake flooding, Severe Storms, Tornadoes, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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