San Diego County property record for 650 Gemstone Dr, San Marcos, CA 92078 · Last verified July 2026
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3 ba · 2,550 sqft · built 2018 |
| Owner | 2 Company Names on File |
| Last Sale | $713,000 (Oct 2018) |
| Tax Bill | $11,920 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 222-173-28-03 |
| Primary APN | 222-173-28-03 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,550 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 650 GEMSTONE DR |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-1408 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 48 US 16 PER DOC18-0169959&UND INT IN PHASE 7 TR 016159 |
| Legal Subdivision | RANCHO CORONADO VILLAGE M |
| Legal Tract | 016159 |
| Legal Block | 4 |
| Legal Lot Number | 48 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20044 |
Source: San Diego County records · APN 222-173-28-03
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 650 GEMSTONE DR, SAN MARCOS, CA 92078-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 06, 2023 | Intrafamily Transfer, Transfer |
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 15, 2018 · Amount on Record |
| Deed Sale | Oct 15, 2018 · Amount on Record |
| Deed Document Number | 2018427937 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 06, 2023 |
| Property Address | 650 GEMSTONE DR, SAN MARCOS, CA 92078-1408 |
| Document Number | 0000241689 |
| Map Reference | MAP 16159 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023-0241689 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 650 GEMSTONE DR, SAN MARCOS, CA 92078-1408 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 650 GEMSTONE DR, SAN MARCOS, CA 92078-1408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 0000127677 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 2020-0127677 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $811,266 (+2%) Land $352,724 Building $458,542 | |
| 2025 | $11,920.00 (+7.16%) Homeowner's exemption | $795,359 (+4.04%) Land $345,808 Building $449,551 |
| 2023 | $11,124.00 (+2.14%) Homeowner's exemption | $764,477 Land $332,381 Building $432,096 |
| 2022 | $10,891.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730200444, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,571 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 468 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Fiber | 2,000 / 35 |
| Spectrum | Cable | 1,000 / 50 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Cox Communications, AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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