Hennepin County property record for 650 Gander Rd, Wayzata, MN 55391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.25 ba · 2,852 sqft · built 1994 |
| Lot Size | 2.18 acres (95,396 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $995,000 (Nov 2024) |
| Tax Bill | $10,681 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-117-23-43-0020 |
| Primary APN | 04-117-23-43-0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,852 sqft Living Area |
| Gross Area | 4,678 sqft |
| 1st Floor Area | 1,462 sqft |
| 2nd Floor Area | 1,390 sqft |
| Basement Area | 962 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 95,396 sqft |
| Lot Dimensions | 250 ft deep x 384 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Deck Area | 276 sqft |
| Patio Area | 276 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 650 GANDER RD |
|---|---|
| City | WAYZATA |
| State | MN |
| Zip | 55391-9001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLOCK 001 T FOXWOOD 2ND ADDN W 384X250X380X250 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 04 |
| Legal Quarter | 43 |
| Legal Subdivision | FOXWOOD 2ND ADDN |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | ORONO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 27205 |
650 Gander Rd is owned and occupied by two individuals who bought it in November 2024.
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 GANDER RD, WAYZATA, MN 55391-9001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jun 4, 2021 | Intrafamily Transfer, Transfer |
| Sep 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK |
| Dec 3, 2018 | Deed of Trust, Mortgage · Line of Credit AMERICAN NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2024 · Amount on File |
| Deed Sale | Nov 18, 2024 · Amount on File |
| Prior Sale | Sep 17, 2020 · Amount on File |
| Deed Document Number | 20241717794 |
| Prior Transfer Date | May 25, 2021 |
| Prior Transfer Doc | 0005842960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 650 GANDER RD, WAYZATA, MN 55391-9001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 650 GANDER RD, WAYZATA, MN 55391-9001 |
| Document Number | 00T6171343 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | T6171343 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jun 4, 2021 |
| Property Address | 650 GANDER RD, WAYZATA, MN 55391-9001 |
| Document Number | 0T05842960 |
| Instrument Date | May 25, 2021 |
| Instrument | T05842960 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 650 GANDER RD, WAYZATA, MN 55391-9001 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Sep 17, 2020 |
| Property Address | 650 GANDER RD, WAYZATA, MN 55391-9001 |
| Document Number | 0005747058 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 5747058 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2020 |
| Title Company | WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,846.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 650 GANDER RD WAYZATA MN 553919001, WAYZATA, MN 55391-9001 |
| Document Number | 5747059 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 5747059 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 650 GANDER RD, WAYZATA, MN 55391-9001 |
| Document Number | 0005583779 |
| Instrument Date | Dec 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 650 GANDER RD WAYZATA MN 553919001, WAYZATA, MN 55391-9001 |
| Document Number | 0005583779 |
|---|---|
| Date | Dec 11, 2018 |
| Instrument | 5583779 |
| Name | AMERICAN NAT'L BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55415 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 10, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 650 Gander Rd was $10,681.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Orono City |
| Unified School District | Orono Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,681.00 | $992,000 Land $472,500 Building $519,500 | $992,000 Land $472,500 Building $519,500 |
| 2023 | $9,975.00 Homeowner's exemption | ||
| 2022 | $909,000 Land $368,000 Building $541,000 | $909,000 Land $368,000 Building $541,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Gander Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Gander Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 61% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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