650 Flora St, Prescott, AZ 86301 Property Records

Yavapai County property record for 650 Flora St, Prescott, AZ 86301

Property Summary

Property Type	Single Family Home
Details	1,498 sqft · built 1977
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$273,000 (Aug 2019)
Tax Bill	$1,148 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116-17-092A`

Property Details

APN / Parcel Number

Primary APN	`116-17-092A`
Alternative APN	`11617092A3`

Interior

Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	11617092A3
Street Address	650 FLORA ST
City	PRESCOTT
State	AZ
Zip	86301-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESCOTT HEIGHTS 2ND SUBIVISION PER M&P 4/74 AN IRREG BAL PTN OF LOT 26 BLK 3 BEING ALL OF LOT 26 LESS 2 SQFT TRI-ANGLE AT SW COR OF LOT CONT 0.20AC SEC 28-14N-2W 4718/78
Legal Range	02W
Legal Township	14N
Legal Section	28
Legal Subdivision	PRESCOTT HEIGHTS 2ND SUB
Legal Block	3
Legal Lot Number	26
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	1
Census Block	1020
Census Tract	403

Owner

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	650 FLORA ST, PRESCOTT, AZ 86301-1136
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Apr 6, 2022	Intrafamily Transfer, Transfer
Aug 27, 2019	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Jul 20, 2006 · Amount on Record
Deed Document Number	201944703
Last Transfer Date	Mar 25, 2022
Transfer Doc	0000021661
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	650 FLORA ST, PRESCOTT, AZ 86301-1136
Transaction Type	Mortgage
Record Updated	May 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010699
Date	Feb 22, 2022
Instrument	2022-0010699

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YAVAPAI AZ
Recording Date	Apr 6, 2022
Property Address	650 FLORA ST, PRESCOTT, AZ 86301-1136
Document Number	0000021661
Map Reference	MB 4 PG 74
Instrument Date	Mar 25, 2022
Instrument	2022-0021661
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	650 FLORA ST, PRESCOTT, AZ 86301-1136

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Aug 27, 2019
Property Address	650 FLORA ST, PRESCOTT, AZ 86301-1136
Document Number	0000044703
Map Reference	MB 4 PG 74
Instrument Date	Aug 19, 2019
Instrument	2019-0044703
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13632 N 149TH DR, SURPRISE, AZ 85379-4211

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	650 FLORA ST, PRESCOTT, AZ 86301-1136

Mortgage

Document Number	0000044704
Date	Aug 27, 2019
Instrument	2019-0044704

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Prescott City
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$29,478 (+2.11%)	$294,782 (+2.12%) Land $74,212 Building $220,570
2025	$1,148.00 (+4.65%)	$28,868 Land $7,254 Building $21,614	$288,672 Land $72,537 Building $216,135
2022	$1,097.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRESCOTT serves 42,217 people · EPA ID AZ0413045
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mile High Networks Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, MTE Communications.

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