Merced County property record for 650 el Portal Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,412 sqft · built 1976 |
| Lot Size | 0.165 acres (7,189 sqft) |
| Owner | Individual Name on File |
| Last Sale | $96,000 (Mar 2009) |
| Tax Bill | $1,352 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-254-015-000 |
| Primary APN | 006-254-015-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,412 sqft Living Area |
| Gross Area | 1,882 sqft |
| 1st Floor Area | 1,412 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,189 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 117 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Old Parcel Number | 006-254-015 |
|---|---|
| Street Address | 650 EL PORTAL DR |
| City | MERCED |
| State | CA |
| Zip | 95340-0606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | W PK VIL #3 LOT 82 |
| Legal Subdivision | WAINWRIGHTS PARK VILLAGE 03 |
| Legal Lot Number | 82 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1101 |
650 el Portal Dr is owned and occupied by an individual who acquired it in July 2011.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PMB 14, ATWATER, CA 95301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2009 · Amount on File |
| Deed Sale | Mar 10, 2009 · Amount on File |
| Prior Sale | Nov 13, 2008 · Amount on File |
| Deed Document Number | 200912953 |
| Last Transfer Date | Jul 1, 2011 |
| Transfer Doc | 0000023821 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 650 EL PORTAL DR, MERCED, CA 95340-0606 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 650 EL PORTAL DR, MERCED, CA 95340-0606 |
| Document Number | 0000028145 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 2022028145 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 650 el Portal Dr was $1,352 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $130,290 (+2%) Land $30,021 Building $100,269 | |
| 2025 | $1,352.00 Homeowner's exemption | $127,736 Land $29,433 Building $98,303 |
| 2023 | $1,258.00 (+1.53%) Homeowner's exemption | $122,778 Land $28,291 Building $94,487 |
| 2022 | $1,239.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 650 el Portal Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1982–1984) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 650 el Portal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 734 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: GeoLinks.
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