Harrisonburg City property record for 650 E Rock St, Harrisonburg, VA 22802
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1978 |
| Lot Size | 0.177 acres (7,700 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,148 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 033 O 6 |
| Primary APN | 033 O 6 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 7,700 sqft (0.177 acres) |
| Lot Dimensions | 140 ft deep x 55 ft wide |
| Porch | Slab |
| Porch Area | 36 sqft |
| Deck Area | 32 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 650 E ROCK ST |
|---|---|
| City | HARRISONBURG |
| State | VA |
| Zip | 22802-4820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | QUADRANT 1 NS E ROCK ST LOT 60 EASTERN END OF GARBER AND GARBER ADD |
| Legal Subdivision | T 60 EASTERN END OF GARBER AND GARBER AD |
| Legal Lot Number | 60 |
| Jurisdiction | HARRISONBURG CITY VA |
| Township / Civil Division | HARRISONBURG |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 101 |
650 E Rock St is owned by an individual who acquired it in August 2009.
Source: Harrisonburg City records, as of October 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 763, FRANKLIN, WV 26807-0763 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENDLETON COMMUNITY BANK |
| Jul 28, 2017 | Deed of Trust, Mortgage PENDLETON COMMUNITY BANK INC |
| Jul 28, 2017 | Deed of Trust, Mortgage PENDLETON COMMUNITY BANK INC |
| Jul 20, 2020 | Deed of Trust, Mortgage · Commercial Mortgage PENDLETON COMMUNITY BANK INC |
| Jul 29, 2019 | Deed of Trust, Mortgage · Line of Credit PENDLETON COMMUNITY BANK INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2009 |
| Transfer Doc | 003583/367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Recording Date | May 5, 2026 |
| Property Address | 650 E ROCK ST, HARRISONBURG, VA 22802-4820 |
| Document Number | 0000009966 |
| Book / Page | 6045 / 63 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20269966 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000009966, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 6045/63 |
| Instrument | 20269966 |
| Name | PENDLETON COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 650 E ROCK ST, HARRISONBURG, VA 22802-4820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4905/112 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 4905/112 |
| Instrument | 2017-00020896 |
| Name | PENDLETON COMMUNITY BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKLIN, WV 26807 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 650 E ROCK ST, HARRISONBURG, VA 22802-4820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4905/112 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 4905/112 |
| Instrument | 2017-00020896 |
| Name | PENDLETON COMMUNITY BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKLIN, WV 26807 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 650 E ROCK ST, HARRISONBURG, VA 22802-4820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5271/341 |
|---|---|
| Date | Jul 20, 2020 |
| Book Page | 5271/341 |
| Instrument | 2020-15680 |
| Name | PENDLETON COMMUNITY BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKLIN, WV 26807 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 208 Months |
| Due | Nov 29, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 650 E ROCK ST, HARRISONBURG, VA 22802-4820 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Name | Verified Name |
|---|
| Document Number | 5142/365 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 5142/365 |
| Instrument | 2019-18231 |
| Name | PENDLETON COMMUNITY BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKLIN, WV 26807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 650 E Rock St was $2,148.
Source: Harrisonburg City assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Harrisonburg City |
| Unified School District | Harrisonburg City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,148.00 | $212,700 (+2.16%) Land $58,000 Building $154,700 | $212,700 (+2.16%) Land $58,000 Building $154,700 |
| 2025 | $208,200 Land $58,000 Building $150,200 | $208,200 Land $58,000 Building $150,200 | |
| 2024 | $1,953.00 (+19.67%) | ||
| 2023 | $1,632.00 | $170,000 Land $43,800 Building $126,200 | $170,000 Land $43,800 Building $126,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 E Rock St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 650 E Rock St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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