650 E Morningstar Ln, Hernando, FL 34442 Property Records

Citrus County property record for 650 E Morningstar Ln, Hernando, FL 34442 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 2002
Lot Size	1.18 acres (51,744 sqft)
Owner	2 Owner Names on File
Last Sale	$255,000 (Jun 2006)
Tax Bill	$1,744 (2025)
Deeds & Mortgages	Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-17-0010-000C0-002.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-17-0010-000C0-002.0`
Alternative APNs	`1718S19E0010000C00020` `2355611`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,732 sqft Living Area
1st Floor Area	1,732 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Asphalt
Lot Area	51,744 sqft (1.18 acres)
Garage Area	483 sqft
Parking Spaces	8 Parking Spaces
Porch	Open Porch
Porch Area	302 sqft
Patio Area	513 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2355611
Old Parcel Number	1718S19E0010000C00020
Street Address	650 E MORNINGSTAR LN
City	HERNANDO
State	FL
Zip	34442-2801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW ESTATES PB 12 PG 49 LOT 2 BLK C
Legal Range	19E
Legal Township	18S
Legal Section	07
Legal Subdivision	FAIRVIEW ESTATES
Legal Block	C
Legal Lot Number	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2012
Census Tract	450104

Owner

Source: Citrus County records · APN 19E-18S-17-0010-000C0-002.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	650 E MORNINGSTAR LN, HERNANDO, FL 34442-2801
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 06, 2006 · Amount on Record
Deed Sale	Jun 06, 2006 · Amount on Record
Prior Sale	Jan 31, 2002 · Amount on Record
Deed Document Number	2006040567
Deed Book / Page	2014 / 2389
Record Updated	Jun 08, 2026

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CITRUS FL
Property Address	650 E MORNINGSTAR LN, HERNANDO, FL 34442-2801
Document Number	0028571733
Instrument Date	Oct 02, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	650 E MORNINGSTAR LN HERNANDO FL 344422801, HERNANDO, FL 34442-2801

Mortgage

Document Number	0028571733
Date	Oct 12, 2017
Book Page	002857/001733
Instrument	46812

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,744.00 (+6.08%) Homeowner's exemption Additional exemption filed	$275,281 (-1.72%) Land $33,500 Building $241,781	$275,281 (-1.72%) Land $33,500 Building $241,781
2024	$1,644.00 (+2.88%) Homeowner's exemption Additional exemption filed	$280,105 (+5.97%) Land $33,500 Building $246,605	$280,105 (+5.97%) Land $33,500 Building $246,605
2023	$1,598.00 (+6.89%) Homeowner's exemption Additional exemption filed	$264,314 (+13.04%) Land $31,500 Building $232,814	$264,314 (+13.04%) Land $31,500 Building $232,814
2022	$1,495.00 Homeowner's exemption Additional exemption filed	$233,830 Land $21,500 Building $212,330	$233,830 Land $21,500 Building $212,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174501042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 775 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.