650 E Cole Ave, Fresno, CA 93720 Property Records

Fresno County property record for 650 E Cole Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,038 sqft · built 1985
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Nov 2001)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`402-251-11`

Property Details

APN / Parcel Number

Primary APN	`402-251-11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,038 sqft Living Area
1st Floor Area	2,038 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 90 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,835 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	650 E COLE AVE
City	FRESNO
State	CA
Zip	93720-1754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LOT 61 TRACT NO 2675 PARKWOOD ESTATES
Legal Subdivision	PARKWOOD ESTATES
Legal Tract	2675
Legal Lot Number	61
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	2
Census Block	2000
Census Tract	4405

Owner

650 E Cole Ave is owned and occupied by two individuals who acquired it in October 2005.

Source: Fresno County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	650 E COLE AVE, FRESNO, CA 93720-1754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit PACIFIC SERVICE CU
Jan 17, 2018	Deed of Trust, Mortgage · VA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2001 · Amount on File
Deed Sale	Nov 9, 2001 · Amount on File
Deed Document Number	2001165519
Last Transfer Date	Oct 16, 2005
Transfer Doc	0000251045
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	650 E COLE AVE, FRESNO, CA 93720-1754
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060025
Date	Jun 29, 2023
Instrument	2023-0060025

Lender

Name	PACIFIC SERVICE CU
Type	Credit Union
Address	CONCORD, CA 94520

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	650 E COLE AVE, FRESNO, CA 93720-1754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE FRESNO ER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005131
Date	Jan 17, 2018
Instrument	2018-0005131

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	OWINGS MILLS, MD 21117

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 650 E Cole Ave was $1,989 with a veteran's exemption.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$345,043 (+2%) Land $90,397 Building $254,646
2025	$1,989.00 Disabled Person's exemption Veteran's exemption	$338,278 Land $88,625 Building $249,653
2023	$2,003.00 (-31.8%) Disabled Person's exemption Veteran's exemption	$325,144 Land $85,185 Building $239,959
2022	$2,937.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 650 E Cole Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 E Cole Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on E Cole Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures