650 E 3rd St, Mount Carmel, PA 17851 Property Records

Northumberland County property record for 650 E 3rd St, Mount Carmel, PA 17851

Property Summary

Property Type	Commercial
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (May 2026)
Tax Bill	$2,209 (2026)
Deeds & Mortgages	Jun 2016 Mortgage May 2008 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`006-02-003-374`

Property Details

APN / Parcel Number

Primary APN	`006-02-003-374`

Exterior

Lot Area	9,148 sqft (0.21 acres)

Location & Zoning

Street Address	650 E 3RD ST
City	MOUNT CARMEL
State	PA
Zip	17851-2401
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	.212 AC
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	MOUNT CARMEL
Census Block Group	3
Census Block	3031
Census Tract	81000

Owner

Source: Northumberland County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2148 READING TPKE, ELYSBURG, PA 17824-7048
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2016	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
May 28, 2008	Deed of Trust, Mortgage · Line of Credit SUSQUEHANNA BANK PA
May 6, 2026	Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT
May 6, 2026	Deed, Transfer · Seller Carry-Back NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on Record
Deed Sale	May 6, 2026 · Amount on Record
Prior Sale	May 3, 2007 · Amount on Record
Deed Document Number	20266358
Deed Book / Page	3476 / 636
Record Updated	Oct 29, 2026

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	650 E 3RD ST, MOUNT CARMEL, PA 17851-2401
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002703/111
Date	Jun 28, 2016
Book Page	2703/111
Instrument	201609343

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	LEWISBURG, PA 17837

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	650 E 3RD ST, MOUNT CARMEL, PA 17851-2401
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002063/457
Date	May 28, 2008
Book Page	2063/457
Instrument	200808219

Lender

Name	SUSQUEHANNA BANK PA
Type	Bank
Address	MOUNT CARMEL, PA 17851

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	May 6, 2026
Property Address	650 E 3RD ST, MOUNT CARMEL, PA 17851-2401
Document Number	0000006358
Book / Page	3476 / 636
Instrument Date	Apr 16, 2026
Instrument	2026.6358
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2148 READING TPKE, ELYSBURG, PA 17824-7048

Mortgage

Document Number	0000006359,
Date	May 6, 2026
Instrument	2026..6359

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	May 6, 2026
Property Address	650 E 3RD ST, MOUNT CARMEL, PA 17851-2401
Document Number	003476/636
Book / Page	3476 / 636
Instrument Date	Apr 16, 2026
Instrument	20266358
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2148 READING TPKE, ELYSBURG, PA 17824-7048

Mortgage

Document Number	0000006359,
Date	May 6, 2026
Instrument	20266359

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
Municipality	Mount Carmel Borough
Unified School District	Mount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,209.00 (+9.03%)	$16,650 (-) Land $1,340 Building $15,310
2024	$2,026.00	$16,650 (-) Land $1,340 Building $15,310
2023	$2,026.00	$16,650 Land $1,340 Building $15,310
1972			$16,650 Land $1,340 Building $15,310

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	2,000 / 200

May also be available: Verizon.

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