Escambia County property record for 650 Dunkirk St, Pensacola, FL 32534
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,756 sqft · built 1971 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Nov 2025) |
| Tax Bill | $2,025 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-1S-30-2401-011-006 |
| Primary APN | 22-1S-30-2401-011-006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,756 sqft Adjusted Area |
| 1st Floor Area | 1,662 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 36 sqft |
| Patio Area | 378 sqft |
| Utility Building | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30144000 |
|---|---|
| Old Parcel Number | 030144000 |
| Street Address | 650 DUNKIRK ST |
| City | PENSACOLA |
| State | FL |
| Zip | 32534-4178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HDMU |
| Legal Description | LT 11 & 12 BLK 6 OLIVE MANOR PB 1 P 7 OR 8027 P 1936 |
| Legal Range | 30W |
| Legal Township | 01S |
| Legal Section | 22 |
| Legal Subdivision | OLIVE MANOR |
| Legal Block | 6 |
| Legal Lot Number | 11 12 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 3203 |
650 Dunkirk St is owned and occupied by an individual who bought it in November 2025.
Source: Escambia County records, as of December 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 650 DUNKIRK ST, PENSACOLA, FL 32534-4178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Nov 12, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 3, 2018 | Grant Deed, Transfer BUYERS TITLE |
| Jan 9, 2019 | Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Aug 22, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on File |
| Deed Sale | Nov 12, 2025 · Amount on File |
| Prior Sale | Jan 9, 2019 · Amount on File |
| Deed Document Number | 2025086589 |
| Deed Book / Page | 9405 / 615 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 650 DUNKIRK ST, PENSACOLA, FL 32534-4178 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 650 DUNKIRK ST, PENSACOLA, FL 32534-4178 |
| Document Number | 0091341833 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 9134/1833 |
| Instrument | 2024029711 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Nov 12, 2025 |
| Property Address | 650 DUNKIRK ST, PENSACOLA, FL 32534-4178 |
| Document Number | 0094050615 |
| Book / Page | 9405 / 615 |
| Map Reference | MB 1 PG 7 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025086589 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | OMEGA NATIONAL TTL AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9455 WANDA DR, PENSACOLA, FL 32514-1476 |
| Name | Verified Name |
|---|---|
| Address | 650 DUNKIRK ST, PENSACOLA, FL 32534-4178 |
| Investor | Possibly a Property Investor |
| Document Number | 0009405617 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 9405/617 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | May 3, 2018 |
| Property Address | 650 DUNKIRK ST, PENSACOLA, FL 32534-4178 |
| Document Number | 0078940704 |
| Book / Page | 007894 / 000704 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 34118 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2018 |
| Title Company | BUYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $428.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1082 VILLAGE DR OCEANSIDE CA 920571942, OCEANSIDE, CA 92057-1942 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jan 9, 2019 |
| Property Address | 650 DUNKIRK ST, PENSACOLA, FL 32534-4178 |
| Document Number | 0080271936 |
| Book / Page | 8027 / 1936 |
| Map Reference | MB 1 PG 7 |
| Instrument Date | Jan 9, 2018 |
| Instrument | 2019002239 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | ALLURE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $567.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 203 W PROMENADE LN, 203, HAMPSTEAD, NC 28443-3728 |
| Name | Verified Name |
|---|---|
| Address | 9455 WANDA DR, PENSACOLA, FL 32514-1476 |
| Document Number | 2019002240 |
|---|---|
| Date | Jan 9, 2019 |
| Instrument | 2019002240 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Aug 22, 2017 |
| Property Address | 650 DUNKIRK ST, PENSACOLA, FL 32534-4178 |
| Document Number | 0077631982 |
| Book / Page | 007763 / 001982 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 64484 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 12, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $196.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132 |
| Investor | Possibly a Property Investor |
Source: Escambia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $152,244 | $163,088 Land $18,000 Building $145,088 | |
| 2024 | $2,025.00 (+4.17%) | ||
| 2023 | $1,944.00 (+8.48%) | $125,822 (-4.41%) | $146,194 (+11.07%) Land $10,500 Building $135,694 |
| 2022 | $1,792.00 | $131,621 | $131,621 Land $10,500 Building $121,121 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Dunkirk St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Dunkirk St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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