650 Dune Oaks Dr, Georgetown, SC 29440 Property Records

Georgetown County property record for 650 Dune Oaks Dr, Georgetown, SC 29440

Property Summary

Property Type	Seasonal / Vacation Home
Details	5 bd · 5 ba · 4,494 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Mar 2018)
Tax Bill	$27,607 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Mar 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`040191A051.00.00`

Property Details

APN / Parcel Number

Primary APN	`040191A051.00.00`
Alternative APN	`35328`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,494 sqft Living Area
1st Floor Area	2,584 sqft
2nd Floor Area	1,672 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2020
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Built-in
Garage Area	2,346 sqft
Porch	Covered Porch
Patio Area	77 sqft

Location & Zoning

Account Number	35328
Old Parcel Number	040191A051.00.00
Street Address	650 DUNE OAKS DR
City	GEORGETOWN
State	SC
Zip	29440-7118
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 19 DUNE OAKS RUN DEBORDIEU
Legal Subdivision	DUNE OAKS PH I FINAL
Legal Lot Number	19
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	1
Census Block	1012
Census Tract	920508

Owner

Source: Georgetown County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 STEDMAN ST, FAYETTEVILLE, NC 28305-5043
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2018	Deed of Trust, Mortgage BRANCH BK&TR
Mar 27, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2018 · Amount on Record
Deed Sale	Mar 27, 2018 · Amount on Record
Prior Sale	Jan 29, 2009 · Amount on Record
Deed Document Number	0003235333
Deed Book / Page	3235 / 333
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	DUNE OAKS DR, GEORGETOWN, SC 29440
Document Number	3406/0334
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 DUNE OAKS DR GEORGETOWN SC 29440, GEORGETOWN, SC 29440

Mortgage

Document Number	3406/0334
Date	Dec 20, 2018
Book Page	003406/000334
Instrument	11636

Lender

Name	BRANCH BK&TR
Type	Bank
Address	223 NASH ST W, WILSON, NC 27893-3801

Agreement

Amount	Amount Recorded
Term	204 Months
Due	Dec 19, 2035

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Mar 27, 2018
Property Address	DUNE OAKS DR, GEORGETOWN, SC 29440
Document Number	3235/0333
Book / Page	003235 / 000333
Instrument Date	Mar 27, 2018
Instrument	2727
Transaction Type	Transfer
Record Updated	Apr 12, 2018

Transaction

Amount	Amount Recorded
Tax	$2,590.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 BIRNAM DR FAYETTEVILLE NC 283055201, FAYETTEVILLE, NC 28305-5201

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,607.00 (+9.84%)	$117,617 (+15%) Land $34,397 Building $83,220	$3,419,400 (+100.6%) Land $1,000,000 Building $2,419,400
2023	$25,134.00 (+5.02%)	$102,280 (-) Land $41,400 Building $60,880	$1,704,600 (-) Land $690,000 Building $1,014,600
2022	$23,933.00	$102,280 Land $41,400 Building $60,880	$1,704,600 Land $690,000 Building $1,014,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 626 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	715 units insured incl. 89 condo units
Nearby Flood Claims	84 (1987–2023)
Claims Outside the SFHA	8 of 84
Most Recent Claim	Dec 2023 · other causes
Claims by Event	Hurricane Ian, Oct 2022 · 36 claims Hurricane Matthew, Oct 2016 · 7 claims Severe Storms And Flooding, Oct 2015 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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