Charlevoix County property record for 650 Division St, Charlevoix, MI 49720 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1973 |
| Square Footage | 1,104 sqft Living Area |
| Lot Size | 35,414 sqft (0.813 acres) |
| Garage | 784 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,120.00 (2025) |
| Primary APN | 052-123-072-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,104 sqft Living Area |
| 1st Floor | 1,104 sqft 1st Floor |
| Basement Area | 1,104 sqft Basement |
| Unfinished Basement | 1,104 sqft Unfinished |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 35,414 sqft (0.813 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 784 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 650 DIVISION ST |
|---|---|
| City | CHARLEVOIX |
| State | MI |
| Zip | 49720-2040 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM AT NW COR OF NE1/4 OF SE1/4 SEC 23 T34N R8W TH E ON E&W1/4 LI SD SEC 188 FT TH S PARA WI E1/8 LI TO A PT 330 FT N OFC/L H |
| Legal Range | 08W |
| Legal Township | 34N |
| Legal Section | 23 |
| Jurisdiction | CHARLEVOIX MI |
| Minor Civil Division | CHARLEVOIX |
| Census Blockgroup | 3 |
| Census Block | 3028 |
| Census Tract | 1500 |
Source: Charlevoix County records · APN 052-123-072-00
Assessment roll updated June 18, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 DIVISION ST, CHARLEVOIX, MI 49720-2040 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
Source: Charlevoix County records · Assessment roll updated June 18, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| Municipality | Charlevoix City |
| Unified School District | Charlevoix Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,700 (-3.71%) | $311,400 (-3.71%) | |
| 2025 | $3,120.00 (+1.13%) Homeowner's exemption | $161,700 (+44.38%) | $323,400 (+44.38%) |
| 2024 | $3,085.00 (+7.23%) | ||
| 2023 | $112,000 | $224,000 | |
| 2022 | $2,877.00 |
Source: FEMA National Flood Hazard Layer, Charlevoix County (26029C), updated September 15, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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