650 Co Rd 620 SW, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 650 Co Rd 620 SW, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	2 ba · 864 sqft · built 1970
Lot Size	1.15 acres (50,192 sqft)
Owner	Company Name on File
Last Sale	$349,000 (Mar 2025)
Tax Bill	$3,707 (2026)
Deeds & Mortgages	Mar 2025 Sale Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-11-08-34-0-000-015.000`

Property Details

APN / Parcel Number

Primary APN	`13-11-08-34-0-000-015.000`
Alternative APNs	`210511` `215725`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Unfinished Basement	864 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	50,192 sqft (1.15 acres)
Garage Type	Mixed
Garage Area	192 sqft

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	Deck Area
Boat Access	Boat Access
Boat House	Boat House
Total Buildings	2 Buildings

Location & Zoning

Account Number	215725
Street Address	650 COUNTY ROAD 620 SW
City	CEDAR BLUFF
State	AL
Zip	35959-8418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLOCK A, WILDWOOD COVE S/D, PB 6/112
Legal Range	11E
Legal Township	09S
Legal Section	34
Legal Subdivision	WILDWOOD COVE
Legal Block	A
Legal Lot Number	7
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3021
Census Tract	955701

Owner

650 Co Rd 620 SW is owned by a company that bought it in March 2025.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	286 INDEPENDENCE AVE, DALLAS, GA 30132-4422
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2025	Warranty Deed, Transfer
Aug 16, 2022	Warranty Deed, Transfer
Sep 16, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2025 · Amount on File
Deed Sale	Mar 10, 2025 · Amount on File
Prior Sale	Aug 16, 2022 · Amount on File
Deed Document Number	2025237794
Record Updated	Oct 29, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 10, 2025
Property Address	650 COUNTY ROAD 620 SW, CEDAR BLUFF, AL 35959-8418
Document Number	0000237794
Map Reference	MB 6 PG 112
Instrument Date	Mar 9, 2025
Instrument	237794
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 COUNTY ROAD 620 SW, CEDAR BLUFF, AL 35959-8418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 INDEPENDENCE AVE, DALLAS, GA 30132-4422

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 16, 2022
Property Address	COUNTY RD, CEDAR BLUFF, AL 35959
Document Number	0000225759
Map Reference	PB 6 PG 112
Instrument Date	Aug 12, 2022
Instrument	225759
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 COUNTY ROAD 620 SW, CEDAR BLUFF, AL 35959-8418

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 16, 2020
Property Address	COUNTY RD, CEDAR BLUFF, AL 35959
Document Number	0000214259
Map Reference	PB 6 PG 112
Instrument Date	Sep 15, 2020
Instrument	214259
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 LOIS PL NW, ATLANTA, GA 30318-3975

Mortgage

Document Number	0000214260
Date	Sep 16, 2020
Instrument	214260

Lender

Name	FIRST FEDERAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 650 Co Rd 620 SW was $3,707, up 21.7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,707.00 (+21.66%)
2025	$3,047.00 (+4.03%)	$38,900 (+7.82%) Land $26,320 Building $12,580	$362,800 (+4.04%) Land $131,600 Building $231,200
2024	$2,929.00	$36,080 (-48.26%) Land $23,500 Building $12,580	$348,700 (-) Land $117,500 Building $231,200
2023	$2,929.00 (+27.13%)	$69,740 (+89.92%)	$348,700 (+27.08%) Land $117,500 Building $231,200
2022	$2,304.00	$36,720 Land $23,500 Building $13,220	$274,400 Land $117,500 Building $156,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 650 Co Rd 620 SW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Co Rd 620 SW is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 65% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE only, no 5G reported

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