Lauderdale County property record for 650 Co Rd 126, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,144 sqft · built 2013 |
| Lot Size | 78 acres (3,397,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $861 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06-14-0-000-003-001 |
| Primary APN | 08-06-14-0-000-003-001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,397,680 sqft (78 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 70800 |
|---|---|
| Street Address | 650 COUNTY ROAD 126 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-4132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 78 AC/C PT OF N/2 OF NW/4 SEC 14 T1S R14W LESS RD ROW |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 14 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11300 |
650 Co Rd 126 is owned and occupied by an individual.
Source: Lauderdale County records, as of November 21, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 650 COUNTY ROAD 126, WATERLOO, AL 35677-4132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 650 Co Rd 126 was $861 with a homeowner's exemption, up 3.4% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $861.00 (+3.36%) Homeowner's exemption | $26,080 (+3.16%) | $505,520 (+16.14%) Land $294,900 Building $210,620 |
| 2024 | $833.00 (-2.8%) Homeowner's exemption | $25,280 (+411.74%) Land $4,740 Building $20,540 | $435,260 (+5.24%) Land $229,800 Building $205,460 |
| 2023 | $857.00 (+38.67%) Homeowner's exemption | $4,940 (-72.09%) Land $4,940 | $413,580 (+59.31%) Land $217,900 Building $195,680 |
| 2022 | $618.00 Homeowner's exemption | $17,700 | $259,600 Land $127,600 Building $132,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Co Rd 126 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Co Rd 126 is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 60% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
No cell data coverage reported
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