650 Clouds Way, Rock Hill, SC 29732 Property Records

York County property record for 650 Clouds Way, Rock Hill, SC 29732

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,806 sqft · built 2023
Lot Size	0.185 acres (8,065 sqft)
Owner	Individual Name on File
Last Sale	$590,507 (Sep 2023)
Tax Bill	$4,672 (2025)
Deeds & Mortgages	Feb 2023 Construction Loan Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`594-09-06-036`

Property Details

APN / Parcel Number

Primary APN	`594-09-06-036`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,806 sqft Living Area
Gross Area	3,529 sqft
1st Floor Area	2,372 sqft
2nd Floor Area	434 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	8,065 sqft (0.185 acres)
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	650 CLOUDS WAY
City	ROCK HILL
State	SC
Zip	29732-3290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	LOT 72 PHSE 4 MILLWOOD PLANTAT
Legal Subdivision	MILLWD
Legal Lot Number	72
Jurisdiction	YORK SC
Township / Civil Division	ROCK HILL
Census Block Group	4
Census Block	4005
Census Tract	60700

Owner

650 Clouds Way is owned and occupied by an individual who bought it in September 2023.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	650 CLOUDS WAY, ROCK HILL, SC 29732-3290
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Construction Mortgage PINNACLE BANK
Sep 18, 2023	Special Warranty Deed, Subdivision Related Transfer
Nov 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Deed Document Number	202329368
Deed Book / Page	20954 / 446
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	650 CLOUDS WAY, ROCK HILL, SC 29732-3290
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11220 ELM LN, CHARLOTTE, NC 28277-0715
Investor	Possibly a Property Investor

Mortgage

Document Number	2063500305
Date	Feb 28, 2023
Book Page	20635/305
Instrument	2023005433

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	YORK SC
Recording Date	Sep 18, 2023
Property Address	650 CLOUDS WAY, ROCK HILL, SC 29732-3290
Document Number	2095400446
Book / Page	20954 / 446
Map Reference	MB C-317 PG 4
Instrument Date	Sep 15, 2023
Instrument	2023029368
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Tax	$1,536.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 CLOUDS WAY, ROCK HILL, SC 29732-3290

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Nov 2, 2020
Property Address	650 CLOUDS WAY, ROCK HILL, SC 29732-3290
Document Number	1871400035
Book / Page	018714 / 000035
Instrument Date	Oct 30, 2020
Instrument	52723
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$426.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11220 ELM LN #109 CHARLOTTE NC 282770455, 109, CHARLOTTE, NC 28277-0455

Tax Assessment & Valuation

The 2025 property tax bill for 650 Clouds Way was $4,672.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Rock Hill City
Unified School District	York School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,672.00	$23,744 Land $2,200 Building $21,544	$593,600 Land $55,000 Building $538,600
2023	$1,329.00 (+4.89%)	$3,000 (-) Land $3,000	$50,000 (-) Land $50,000
2022	$1,267.00	$3,000 Land $3,000	$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 650 Clouds Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Clouds Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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