Westmoreland County property record for 650 Charles Dr, Irwin, PA 15642
| Property Type | Single Family Home |
|---|---|
| Details | 2,064 sqft · built 1976 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (May 2022) |
| Tax Bill | $5,915 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Nov 2019 Mortgage |
| APN | 54-07-01-0-153 |
| Primary APN | 54-07-01-0-153 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,064 sqft Living Area |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Shed | 1 Shed |
| Street Address | 650 CHARLES DR |
|---|---|
| City | IRWIN |
| State | PA |
| Zip | 15642-1987 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 78 HSE SHED 100 X 140 |
| Legal Subdivision | LARIMER HILLS PLAN #3 |
| Legal Lot Number | 78 |
| Jurisdiction | WESTMORELAND PA |
| Township / Civil Division | NORTH HUNTINGDON |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 803200 |
Source: Westmoreland County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 650 CHARLES DR, IRWIN, PA 15642-1987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2022 | Special Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Nov 1, 2019 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2022 · Amount on Record |
| Deed Sale | May 25, 2022 · Amount on Record |
| Prior Sale | Oct 7, 2011 · Amount on Record |
| Deed Document Number | 202218895 |
| Prior Transfer Date | Dec 17, 2015 |
| Prior Transfer Doc | 0000044230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Recording Date | May 25, 2022 |
| Property Address | 650 CHARLES DR, NORTH HUNTINGDON, PA 15642-1987 |
| Document Number | 0000018895 |
| Map Reference | VOL 77 PG 197 |
| Instrument Date | May 24, 2022 |
| Instrument | 202205250018895 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2022 |
| Title Company | AVID SETTLEMENT INC, AVID SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,300.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 650 CHARLES DR, IRWIN, PA 15642-1987 |
| Document Number | 0000018896 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 202205250018896 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND PA |
| Property Address | 650 CHARLES DR, NORTH HUNTINGDON, PA 15642-1987 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033722 |
|---|---|
| Date | Nov 1, 2019 |
| Instrument | 201911010033722 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: Westmoreland County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Westmoreland County |
| County Subdivision | North Huntingdon Township |
| Unified School District | Norwin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,915.00 (+2.58%) | $42,300 (-) Land $5,400 Building $36,900 | |
| 2025 | $5,766.00 (+8.34%) | $42,300 (-) Land $5,400 Building $36,900 | |
| 2024 | $5,322.00 | $42,300 Land $5,400 Building $36,900 | |
| 1972 | $42,300 Land $5,400 Building $36,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1985–2018) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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