650 Cereal Ave, Hamilton, OH 45013 Property Records

Butler County property record for 650 Cereal Ave, Hamilton, OH 45013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 1948
Lot Size	0.1 acres (4,369 sqft)
Owner	2 Individual Names on File
Last Sale	$105,500 (Apr 2018)
Tax Bill	$1,644 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P6411-039.000-015`

Property Details

APN / Parcel Number

Primary APN	`P6411-039.000-015`
Alternative APNs	`0001301` `233200` `233971`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,214 sqft Living Area
Gross Area	867 sqft
1st Floor Area	867 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,369 sqft (0.1 acres)
Lot Dimensions	125 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	42 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001301
Old Parcel Number	P6411039.000015
Street Address	650 CEREAL AVE
City	HAMILTON
State	OH
Zip	45013-2736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14555 S35
Legal Subdivision	HAMILTON 1ST WARD
Jurisdiction	BUTLER OH
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2011
Census Tract	14700

Owner

650 Cereal Ave is owned and occupied by two individuals who bought it in April 2018.

Source: Butler County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	650 CEREAL AVE, HAMILTON, OH 45013-2736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2018 · Amount on File
Deed Sale	Apr 9, 2018 · Amount on File
Prior Sale	Mar 1, 2016 · Amount on File
Deed Document Number	0000012426
Deed Book / Page	009147 / 001655
Record Updated	Jun 8, 2026

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTLER OH
Recording Date	Apr 9, 2018
Property Address	650 CEREAL AVE, HAMILTON, OH 45013-2736
Document Number	0000012426
Book / Page	009147 / 001655
Instrument Date	Apr 5, 2018
Instrument	12426
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$316.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	650 CEREAL AVE HAMILTON OH 450132736, HAMILTON, OH 45013-2736

Mortgage

Document Number	12427
Date	Apr 9, 2018
Book Page	009147/001657
Instrument	12427

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, OH 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 650 Cereal Ave was $1,644.

Source: Butler County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
Municipality	Hamilton City
Unified School District	Hamilton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,644.00	$38,550 Land $5,090 Building $33,460	$110,160 Land $14,550 Building $95,610
2023	$1,619.00 (+12.9%)	$38,550 (+34.09%) Land $5,090 Building $33,460	$110,160 Land $14,550 Building $95,610
2022	$1,434.00	$28,750 Land $5,090 Building $23,660
2020			$82,150 Land $14,550 Building $67,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 650 Cereal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 650 Cereal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON PUBLIC WATER SYSTEM serves 62,447 people · EPA ID OH0904012
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 788 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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