650 Cedar St, Longboat Key, FL 34228 Property Records

Manatee County property record for 650 Cedar St, Longboat Key, FL 34228

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,366 sqft · built 2000
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Mar 2017)
Tax Bill	$2,247 (2025)
Deeds & Mortgages	Mar 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`77757-1000-2`

Property Details

APN / Parcel Number

Primary APN	`77757-1000-2`
Alternative APN	`3516157775710002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,366 sqft Living Area
Gross Area	3,366 sqft
1st Floor Area	1,366 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
View / Lot	Island
Garage Type	Carport
Garage Area	261 sqft
Carport	Carport
Carport Area	261 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	373 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	650 CEDAR ST
City	LONGBOAT KEY
State	FL
Zip	34228-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LBK_R-6SF
Legal Description	THE SWLY 20 FT OF LOT 7 & ALL LOT 8, BLK 48, LONG BEACH PI#77757.1000/2
Legal Range	16E
Legal Township	35S
Legal Section	15
Legal Subdivision	LONGBEACH REVISED OF R P JORDANS SUB
Legal Tract	07765900
Legal Block	48
Legal Lot Number	7
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3008
Census Tract	1705

Owner

650 Cedar St is owned and occupied by two individuals who bought it in March 2017.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	650 CEDAR ST, LONGBOAT KEY, FL 34228-1070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2017 · Amount on File
Deed Sale	Mar 2, 2017 · Amount on File
Prior Sale	Jan 11, 1999 · Amount on File
Deed Document Number	201719103
Deed Book / Page	2662 / 6068
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 2, 2017
Property Address	650 CEDAR ST, LONGBOAT KEY, FL 34228-1070
Document Number	0026626068
Book / Page	002662 / 006068
Instrument Date	Feb 1, 2017
Instrument	41019103
Transaction Type	Transfer
Record Updated	May 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	650 CEDAR ST LONGBOAT KEY FL 342281070, LONGBOAT KEY, FL 34228-1070

Tax Assessment & Valuation

The 2025 property tax bill for 650 Cedar St was $2,247 with a homeowner's exemption, up 2.9% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Longboat Key Town
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$196,415 (+2.7%)	$1,084,129 (-4.32%) Land $391,680 Building $692,449
2025	$2,247.00 (+2.93%) Homeowner's exemption	$191,251	$1,133,100 Land $391,680 Building $741,420
2024	$2,183.00 (+1.44%)
2023	$2,152.00 (+2.72%) Homeowner's exemption	$180,448 (+3%)	$1,204,146 (+55.88%) Land $379,440 Building $824,706
2022	$2,095.00 Homeowner's exemption	$175,192	$772,459 Land $238,800 Building $533,659

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 650 Cedar St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	602 units insured incl. 308 condo units
Nearby Flood Claims	359 (1996–2026)
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Helene, Oct 2024 · 277 claims Hurricane Idalia, Aug 2023 · 27 claims Hurricane Eta, Nov 2020 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LONGBOAT KEY serves 7,098 people · EPA ID FL6411098
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20