650 Cedar Point Blvd, #13, Cedar Point (Swansboro), NC 28584 Property Records

Carteret County property record for 650 Cedar Point Blvd, #13, Cedar Point, NC 28584

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 900 sqft · built 1990
Lot Size	0.007 acres (320 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,000 (Oct 2010)
Tax Bill	$1,334 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5374.18.42.2328013`

Property Details

APN / Parcel Number

Primary APN	`5374.18.42.2328013`
Alternative APNs	`476838` `27243`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	93 Units
Stories	1 Story
Building Area	900 sqft Heated Area
Gross Area	960 sqft
1st Floor Area	900 sqft
Flooring	Vinyl/Resilient
Interior Walls	Vinyl Panel/Coating

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	320 sqft (0.007 acres)
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	27243
Street Address	650 CEDAR POINT BLVD, 13
City	CEDAR POINT
State	NC
Zip	28584-8199
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	U13 BC CEDAR POINT VILLAS
Legal Subdivision	JOHN S JONES
Legal Block	42
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3073
Census Tract	970806

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2661 TOM GEDDIE RD, EASTOVER, NC 28312-8149
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2010 · Amount on Record
Deed Sale	Oct 1, 2010 · Amount on Record
Prior Sale	May 12, 2005 · Amount on Record
Deed Document Number	20101354265
Deed Book / Page	1354 / 265
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	650 CEDAR POINT BLVD # 13, 13, CEDAR POINT, NC 28584-8199
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017910409
Date	Feb 15, 2023
Book Page	1791/409
Instrument	1791409

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	650 CEDAR POINT BLVD APT C13, C13, CEDAR POINT, NC 28584-8220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016960251
Date	Nov 18, 2020
Book Page	1696/251
Instrument	1696251

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Cedar Point Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,520 (-) Building $279,520	$279,520 (-) Building $279,520
2025	$1,334.00 (+54.04%)	$279,520 (+92.91%) Building $279,520	$279,520 (+92.91%) Building $279,520
2023		$144,900 Building $144,900	$144,900 Building $144,900
2022	$866.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	339 units insured incl. 126 condo units
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Florence, Sep 2018 · 37 claims Hurricane Ophelia, Sep 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CARTERET WATER CORP private · serves 19,512 people · EPA ID NC0416040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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