Charlotte Town property record for 650 Cedar Beach Rd, Charlotte, VT 05445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,772 sqft · built 1981 |
| Lot Size | 5.22 acres (227,383 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $9,587 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | (043) 00016-0650 |
| Primary APN | (043) 00016-0650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,772 sqft Living Area |
| Basement Area | 1,384 sqft |
| Unfinished Basement | 1,384 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 227,383 sqft (5.22 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Street Address | 650 CEDAR BEACH RD |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.22 ACRES & DWL: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 3501 |
Source: Charlotte Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 650 CEDAR BEACH RD, CHARLOTTE, VT 05445-9415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 17, 2015 |
| Transfer Doc | 201506107575642095 |
| Record Updated | Oct 29, 2026 |
Source: Charlotte Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,587.00 (-17.02%) Homeowner's exemption | $762,600 (-) Land $415,300 Building $347,300 |
| 2024 | $11,553.00 | $762,600 Land $415,300 Building $347,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Green Mountain Access Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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