Ottawa County property record for 650 Cedar Ave, Lakeside Marblehead, OH 43440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,379 sqft · built 1980 |
| Lot Size | 0.142 acres (6,203 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,627 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 019120-3 |
| Primary APN | 019120-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,379 sqft Living Area |
| Gross Area | 2,699 sqft |
| 1st Floor Area | 1,379 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Lot Area | 6,203 sqft (0.142 acres) |
| Lot Dimensions | 94 ft deep x 66 ft wide |
| Garage Type | Basement |
| Porch | Slab |
|---|---|
| Porch Area | 200 sqft |
| Deck Area | 40 sqft |
| Patio Area | 672 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 019120-3 |
|---|---|
| Street Address | 650 CEDAR AVE |
| City | LAKESIDE MARBLEHEAD |
| State | OH |
| Zip | 43440-1833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESIDE BLK 6 LOTS 19-20 |
| Legal Block | 6 |
| Legal Lot Number | 19-20 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | DANBURY |
| Census Block Group | 3 |
| Census Block | 3053 |
| Census Tract | 50302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lakeside Historic District listed 1983 · 766 contributing resources · NRIS 83002020 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
650 Cedar Ave, a single family home, is owned by two individuals.
Source: Ottawa County records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9495 ROBINHOOD CIR, WESTERVILLE, OH 43082-8224 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK |
| Oct 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 650 CEDAR AVE, LAKESIDE MARBLEHEAD, OH 43440-1833 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000289380 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 1741/0498 |
| Instrument | 201900289380 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 650 CEDAR AVE, LAKESIDE MARBLEHEAD, OH 43440-1833 |
| Document Number | 0000281083 |
| Instrument Date | Oct 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 650 CEDAR AVE LAKESIDE OH 434401833, LAKESIDE, OH 43440-1833 |
| Document Number | 0000281083 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 001700/000328 |
| Instrument | 281083 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2048 |
The 2025 property tax bill for 650 Cedar Ave was $6,627, up 0.4% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Danbury Township |
| Unified School District | Danbury Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,627.00 (+0.41%) | $193,666 (-) Land $77,753 Building $115,913 | |
| 2024 | $6,600.00 (+39.27%) | $193,666 (+40.43%) Land $77,753 Building $115,913 | $553,330 Land $222,150 Building $331,180 |
| 2023 | $4,739.00 (-0.46%) | $137,911 (-) Land $42,812 Building $95,099 | |
| 2022 | $4,761.00 | $137,911 Land $42,812 Building $95,099 | |
| 2021 | $394,030 Land $122,320 Building $271,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1998–2021) |
| Most Recent Claim | May 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 650 Cedar Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD VILLAGE serves 865 people · EPA ID OH6202411 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Amplex Wireless, Verizon.
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