650 Broad St, Oshkosh, WI 54901 Property Records

Winnebago County property record for 650 Broad St, Oshkosh, WI 54901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1920
Lot Size	0.115 acres (5,010 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Sep 2025)
Tax Bill	$3,902 (2024)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jan 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-05710100`

Property Details

APN / Parcel Number

Primary APN	`04-05710100`
Alternative APN	`904-05710100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Other
Lot Area	5,010 sqft (0.115 acres)
Lot Dimensions	167 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	572 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	904-05710100
Street Address	650 BROAD ST
City	OSHKOSH
State	WI
Zip	54901-4637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	N 30 FT OF LOT 24 BLK 60 FORDS ADDN
Legal Subdivision	FORDS ADD
Legal Block	60
Legal Lot Number	24
Jurisdiction	WINNEBAGO WI
Township / Civil Division	OSHKOSH
Census Block Group	2
Census Block	2002
Census Tract	200

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	650 BROAD ST, OSHKOSH, WI 54901-4637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 31, 2024	Warranty Deed, Transfer RAGLE TITLE SERVICES, VALLEY TITLE SERVICES
Oct 30, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 19, 2023	Warranty Deed, Transfer · Commercial Mortgage GOOD FAITH FUNDING LLC
Apr 19, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Apr 19, 2023 · Amount on Record
Deed Document Number	20251952498
Prior Transfer Date	Oct 26, 2023
Prior Transfer Doc	0001912824
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Sep 15, 2025
Property Address	650 BROAD ST, OSHKOSH, WI 54901-4637
Document Number	0001952498
Instrument Date	Sep 12, 2025
Instrument	1952498
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001952499
Date	Sep 15, 2025
Instrument	1952499

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Jan 31, 2024
Property Address	650 BROAD ST, OSHKOSH, WI 54901-4637
Document Number	0001917272
Instrument Date	Jan 30, 2024
Instrument	1917272
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	RAGLE TITLE SERVICES, VALLEY TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$405.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Oct 30, 2023
Property Address	650 BROAD ST, OSHKOSH, WI 54901-4637
Document Number	0001912824
Instrument Date	Oct 26, 2023
Instrument	1912824
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Apr 19, 2023
Property Address	650 BROAD ST, OSHKOSH, WI 54901-4637
Document Number	0001902171
Instrument Date	Apr 18, 2023
Instrument	1902171
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$175.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001902172
Date	Apr 19, 2023
Instrument	1902172

Lender

Name	GOOD FAITH FUNDING LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO WI
Recording Date	Apr 19, 2023
Property Address	650 BROAD ST, OSHKOSH, WI 54901-4637
Document Number	0001902145
Instrument Date	Nov 10, 2020
Instrument	1902145
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 BROAD ST, OSHKOSH, WI 54901-4637

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Oshkosh City
Unified School District	Oshkosh Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,700 (-) Land $9,400 Building $122,300
2024	$3,902.00 (+150.61%)	$131,700 (+144.34%) Land $9,400 Building $122,300	$137,411 (+76.42%) Land $9,807 Building $127,604
2023	$1,557.00 (-31.47%)	$53,900 (-) Land $5,600 Building $48,300	$77,887 Land $8,092 Building $69,795
2022	$2,272.00 Homeowner's exemption	$53,900 Land $5,600 Building $48,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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