650 Banyan Cir, Naples, FL 34102 Property Records

Collier County property record for 650 Banyan Cir, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	5,758 sqft · built 2017
Lot Size	0.57 acres (24,829 sqft)
Owner	Trust Name on File
Last Sale	$2,250,000 (Dec 2014)
Tax Bill	$37,389 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038800 764A33`

Property Details

APN / Parcel Number

Primary APN	`038800 764A33`
Alternative APNs	`06232560008` `6232560008`

Interior

Stories	1 Story
Building Area	5,758 sqft Living Area
1st Floor Area	5,758 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	24,829 sqft (0.57 acres)
View / Lot	Waterfront
Pool Area	640 sqft
Deck Area	1,252 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	650 BANYAN CIR
City	NAPLES
State	FL
Zip	34102-5114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	COQUINA SANDS UNIT 1 LOT 76
Legal Range	25
Legal Township	49
Legal Section	33
Legal Subdivision	COQUINA SANDS UNIT 1
Legal Tract	038800
Legal Block	1
Legal Lot Number	76
Legal Unit	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1023
Census Tract	302

Owner

650 Banyan Cir is owner-occupied and held in a trust since December 2014.

Source: Collier County records, as of August 25, 2026

Owner of Record	Trust Name on File
Mailing Address	650 BANYAN CIR, NAPLES, FL 34102-5114
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2014 · Amount on File
Deed Sale	Dec 16, 2014 · Amount on File
Prior Sale	May 23, 2003 · Amount on File
Deed Document Number	20145063881
Deed Book / Page	5104 / 1228
Prior Transfer Date	Jan 20, 1997
Prior Transfer Doc	2279000132
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	650 BANYAN CIR, NAPLES, FL 34102-5114
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054642472
Date	Jan 4, 2018
Book Page	5464/2472
Instrument	5491688

Lender

Name	FIRST FLORIDA INTEGRITY BANK
Type	Bank
Address	NAPLES, FL 34101

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	299 Months
Due	Dec 29, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 650 Banyan Cir was $37,389 with a homeowner's exemption, up 2.2% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,282,064 (+2.7%)	$7,459,642 (-11.72%) Land $2,984,059 Building $4,475,583
2025	$37,389.00 (+2.19%) Homeowner's exemption	$4,169,488	$8,450,159 Land $5,927,940 Building $2,522,219
2024	$36,588.00 (+1.5%)
2023	$36,048.00 (-2.77%) Homeowner's exemption	$3,933,962 (+3%)	$11,134,372 (+35.55%) Land $7,376,992 Building $3,757,380
2022	$37,075.00 Homeowner's exemption	$3,819,381	$8,214,438 Land $4,806,571 Building $3,407,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 Banyan Cir in Zone X, an area of minimal flood risk, though there have been 143 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 233 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	256 units insured incl. 23 condo units
Nearby Flood Claims	143 (1979–2024)
Claims Outside the SFHA	13 of 143
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Ian, Oct 2022 · 56 claims Hurricane Ian, Sep 2022 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Banyan Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Banyan Cir

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