Shelby County property record for 650 Ayers St, Memphis, TN 38107
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,628 sqft · built 1922 |
| Lot Size | 0.158 acres (6,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (May 2026) |
| Tax Bill | $138 (2025) |
| Deeds & Mortgages | May 2026 Sale & Line of Credit Sep 2025 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-1013-0-0023 |
| Primary APN | 02-1013-0-0023 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,628 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,860 sqft (0.158 acres) |
| Lot Dimensions | 171 ft deep x 40 ft wide |
| Porch | Open Porch |
| Porch Area | 194 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 650 AYERS ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38107-4114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | ES AYRES |
| Legal Subdivision | BRINKLEY & SNOWDEN |
| Legal Block | 12 |
| Legal Lot Number | S17 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 1900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Galloway-Speedway Historic District listed 2004 · 386 contributing resources · NRIS 04000766 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Shelby County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 959, KEKAHA, HI 96752-0959 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| May 6, 2026 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE, INC |
| Sep 17, 2025 | Intrafamily Transfer, Transfer · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI |
| Jul 9, 2025 | Warranty Deed, Transfer |
| Mar 6, 2025 | Warranty Deed, Transfer HOME SURETY T&E LLC |
| Aug 1, 2022 | Warranty Deed, Construction Loan · Construction Mortgage SECURED INVESTMENT HIGH YIELD FUND |
| Jul 18, 2024 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on Record |
| Deed Sale | May 6, 2026 · Amount on Record |
| Prior Sale | Jul 9, 2025 · Amount on Record |
| Deed Document Number | 202636642 |
| Prior Transfer Date | Aug 25, 2025 |
| Prior Transfer Doc | 0000080177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 6, 2026 |
| Property Address | 650 AYERS ST, MEMPHIS, TN 38107-4114 |
| Document Number | 0000036642 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026.36642 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $158,822.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000036643, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026..36643 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Sep 17, 2025 |
| Property Address | 650 AYERS ST, MEMPHIS, TN 38107-4114 |
| Document Number | 0025080177 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 25080177 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 876 RIVER PARK DR, MEMPHIS, TN 38103-0804 |
| Investor | Possibly a Property Investor |
| Document Number | 0025080178 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 25080178 |
| Name | COMMUNITY BANK OF MISSISSIPPI |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 25, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 9, 2025 |
| Property Address | 650 AYERS ST, MEMPHIS, TN 38107-4114 |
| Document Number | 0025057153 |
| Map Reference | MB 1 PG 38 |
| Instrument Date | Jul 7, 2025 |
| Instrument | 25057153 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 876 RIVER PARK DR, MEMPHIS, TN 38103-0804 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 6, 2025 |
| Property Address | 650 AYERS ST, MEMPHIS, TN 38107-4114 |
| Document Number | 0025017755 |
| Map Reference | MB 1 PG 38 |
| Instrument Date | Feb 25, 2025 |
| Instrument | 25017755 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | HOME SURETY T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $14.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3785 FREMONT DR, ELLENWOOD, GA 30294-6661 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Aug 1, 2022 |
| Property Address | 650 AYERS ST, MEMPHIS, TN 38107-4114 |
| Document Number | 0022085865 |
| Map Reference | MB 1 PG 38 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 22085865 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 30, 2026 |
| Title Company | SURE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $292.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16925 DEVONSHIRE ST, GRANADA HILLS, CA 91344-7407 |
| Document Number | 0022085866 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 22085866 |
| Name | SECURED INVESTMENT HIGH YIELD FUND |
|---|---|
| Type | Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Aug 31, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 18, 2024 |
| Property Address | 650 AYERS ST, MEMPHIS, TN 38107-4114 |
| Document Number | 0024061543 |
| Map Reference | MB 1 PG 38 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 24061543 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 451340, WESTLAKE, OH 44145-0635 |
| Investor | Possibly a Property Investor |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $138.00 | $13,725 (+67.38%) Land $1,950 Building $11,775 | $54,900 (+67.38%) Land $7,800 Building $47,100 |
| 2023 | $8,200 Land $750 Building $7,450 | ||
| 2022 | $499.00 | ||
| 2021 | $32,800 Land $3,000 Building $29,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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