650 Ash St, Algonquin, IL 60102 Property Records

McHenry County property record for 650 Ash St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 1978
Lot Size	0.237 acres (10,334 sqft)
Owner	2 Owner Names on Record
Last Sale	$151,500 (Aug 1999)
Deeds & Mortgages	Mar 2017 Line of Credit Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-27-330-024`

Property Details

APN / Parcel Number

Primary APN	`19-27-330-024`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft
Gross Area	2,464 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1978
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	10,334 sqft (0.237 acres)
Lot Width	70 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	650 ASH ST
City	ALGONQUIN
State	IL
Zip	60102-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1999R0061209 LT 6 BLK 2 SCENIC VIEW SUB
Legal Range	08E
Legal Township	43N
Legal Section	27
Legal Subdivision	SCENIC VIEW
Legal Block	2
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1041
Census Tract	871311

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	650 ASH ST, ALGONQUIN, IL 60102-2206

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Oct 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 1999 · Amount on Record
Deed Sale	Aug 30, 1999 · Amount on Record
Deed Document Number	1999R0061209
Deed Book / Page	1927
Record Updated	Jun 7, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	650 ASH ST, ALGONQUIN, IL 60102-2206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010537
Date	Mar 27, 2017
Instrument	2017R0010537

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2047

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	650 ASH ST, ALGONQUIN, IL 60102-2206
Document Number	0000036423
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	650 ASH ST ALGONQUIN IL 601022206, ALGONQUIN, IL 60102-2206

Mortgage

Document Number	0000036423
Date	Oct 24, 2018
Instrument	36423

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 23, 2028

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	650 ASH ST, ALGONQUIN, IL 60102-2206
Document Number	0000036422
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	650 ASH ST ALGONQUIN IL 601022206, ALGONQUIN, IL 60102-2206

Mortgage

Document Number	0000036422
Date	Oct 24, 2018
Instrument	36422

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 23, 2033

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$81,199 Land $19,398 Building $61,801	$243,597 Land $58,194 Building $185,403

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2013)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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