650 Arnold Rd, Louisburg, NC 27549 Property Records

Franklin County property record for 650 Arnold Rd, Louisburg, NC 27549

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,910 sqft · built 2017
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$189,500 (Jul 2017)
Tax Bill	$1,976 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2801-02-2866`

Property Details

APN / Parcel Number

Primary APN	`2801-02-2866`
Alternative APNs	`H10C00 051` `1031430` `038851`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,910 sqft Total Area
Bonus Room	Bonus Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,689 sqft (0.98 acres)
Garage Type	Attached - Finished
Garage Area	488 sqft
Porch	Porch
Porch Area	90 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1031430
Old Parcel Number	H10C00 051
Street Address	650 ARNOLD RD
City	LOUISBURG
State	NC
Zip	27549-7600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Description	MB 2006/151
Legal Subdivision	BISHOPS RIDGE LOT
Legal Lot Number	51
Jurisdiction	FRANKLIN NC
Township / Civil Division	HARRIS
Census Block Group	1
Census Block	1014
Census Tract	60602

Owner

650 Arnold Rd is owned and occupied by an individual who bought it in July 2017.

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	650 ARNOLD RD, LOUISBURG, NC 27549-7600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 17, 2017	Warranty Deed, Subdivision Related Transfer · ARM STATE EMPLOYEES CU
Mar 3, 2017	Warranty Deed, Construction Loan · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2017 · Amount on File
Deed Sale	Jul 17, 2017 · Amount on File
Prior Sale	Mar 3, 2017 · Amount on File
Deed Document Number	0002105358
Deed Book / Page	2105 / 358
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	650 ARNOLD RD, LOUISBURG, NC 27549-7600
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022531140
Date	May 5, 2021
Book Page	2253/1140

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Jul 17, 2017
Property Address	650 ARNOLD RD, LOUISBURG, NC 27549-7600
Document Number	0021050358
Book / Page	2105 / 358
Map Reference	MB2006 PG151
Instrument Date	Jul 17, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 910, WAKE FOREST, NC 27588-0910

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	650 ARNOLD RD, LOUISBURG, NC 27549-7600

Mortgage

Document Number	2105360
Date	Jul 17, 2017
Instrument	2105/360

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	10.5%

March 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Mar 3, 2017
Property Address	650 ARNOLD RD, LOUISBURG, NC 27549-7600
Document Number	0020850324
Book / Page	002085 / 000324
Instrument Date	Feb 21, 2017
Transaction Type	Construction Loan
Record Updated	Mar 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 910 WAKE FOREST NC 275880910, WAKE FOREST, NC 27588-0910

Mortgage

Document Number	20850326
Date	Mar 3, 2017
Book Page	002085/000326

Lender

Name	UNION BK&TR
Type	Funding / Finance Company
Address	OXFORD, NC 27565

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 2, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 650 Arnold Rd was $1,976.

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,976.00	$327,440 Land $62,400 Building $265,040	$327,440 Land $62,400 Building $265,040
2023	$1,713.00	$186,470 Land $25,000 Building $161,470	$186,470 Land $25,000 Building $161,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 Arnold Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Arnold Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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