Anne Arundel County property record for 650 Alder Pl, North Beach, MD 20714
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1983 |
| Lot Size | 0.109 acres (4,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $293,000 (Aug 2019) |
| Tax Bill | $3,045 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-692-90036127 |
| Primary APN | 08-692-90036127 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,750 sqft (0.109 acres) |
| Shed | 1 Shed |
| Shed Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 69290036127 |
|---|---|
| Street Address | 650 ALDER PL |
| City | NORTH BEACH |
| State | MD |
| Zip | 20714-9610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 10 BK 3 SC A PL 2 ROSE HAVEN |
| Legal Subdivision | ROSE HAVEN |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 708001 |
650 Alder Pl is owned and occupied by an individual who bought it in August 2019.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 650 ALDER PL, NORTH BEACH, MD 20714-9610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Aug 7, 2019 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2019 · Amount on File |
| Deed Sale | Aug 7, 2019 · Amount on File |
| Prior Sale | Jun 10, 2015 · Amount on File |
| Deed Book / Page | 33435 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 650 ALDER PL, NORTH BEACH, MD 20714-9610 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2023 |
| Name | Verified Name |
|---|---|
| Address | 650 ALDER PL, NORTH BEACH, MD 20714-9610 |
| Document Number | 0399980229 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 39998/229 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 10, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 650 ALDER PL, NORTH BEACH, MD 20714-9610 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Title Company | ABODE SETTLEMENT GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0376760058 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 37676/58 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 7, 2019 |
| Property Address | 650 ALDER PL, NORTH BEACH, MD 20714-9610 |
| Document Number | 0334350001 |
| Book / Page | 33435 / 001 |
| Map Reference | MB 20 FO 6 |
| Instrument Date | Aug 5, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | TOUCHSTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,662.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 74, FRIENDSHIP, MD 20758-0074 |
| Document Number | 33435008 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 33435/008 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 650 Alder Pl was $3,045 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,800 Land $166,600 Building $120,200 | $286,800 Land $166,600 Building $120,200 | |
| 2025 | $3,045.00 | ||
| 2023 | $2,411.00 Homeowner's exemption | $246,900 Land $141,300 Building $105,600 | $246,900 Land $141,300 Building $105,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Alder Pl in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 20 (1979–2021) |
| Claims Outside the SFHA | 8 of 20 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Alder Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSE HAVEN private · serves 235 people · EPA ID MD0020030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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