650 Agate Rd, Carnelian Bay, CA 96140 Property Records

Placer County property record for 650 Agate Rd, Carnelian Bay, CA 96140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,004 sqft · built 1977
Lot Size	0.293 acres (12,747 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Nov 2020)
Tax Bill	$9,661 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`116-040-021-000`

Property Details

APN / Parcel Number

Primary APN	`116-040-021-000`
Alternative APN	`116-040-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,004 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	12,747 sqft (0.293 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	116-040-021
Street Address	650 AGATE RD
City	CARNELIAN BAY
State	CA
Zip	96140-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	018
Legal Description	L 79 AGATE BAY VISTA #2
Legal Subdivision	AGATE BAY VISTA NO. 2
Legal Lot Number	79
Jurisdiction	PLACER CA
Township / Civil Division	LAKE TAHOE
Census Block Group	1
Census Block	1002
Census Tract	20105

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1053, CARNELIAN BAY, CA 96140-1053
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Apr 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Jul 15, 2004 · Amount on Record
Deed Document Number	2020137291
Prior Transfer Date	Mar 7, 1994
Prior Transfer Doc	0000018463
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 24, 2020
Property Address	650 AGATE RD, CARNELIAN BAY, CA 96140-1827
Document Number	0000137291
Map Reference	MB I PG 14
Instrument Date	Nov 19, 2020
Instrument	2020-0137291
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2937 LANTZ AVE, SAN JOSE, CA 95124-1424

Mortgage

Document Number	0000137292
Date	Nov 24, 2020
Instrument	2020-0137292

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Apr 18, 2019
Property Address	650 AGATE RD, CARNELIAN BAY, CA 96140-1827
Document Number	0000024302
Instrument Date	Mar 28, 2019
Instrument	24302
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	432 MCDONNEL RD ALAMEDA CA 945027749, ALAMEDA, CA 94502-7749

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$811,496 (+2%) Land $248,416 Building $563,080
2025	$9,661.00 (+4.45%)	$795,586 (+4.04%) Land $243,546 Building $552,040
2023	$9,249.00 (+2.5%)	$764,694 Land $234,090 Building $530,604
2022	$9,023.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AGATE BAY WATER COMPANY private · serves 2,500 people · EPA ID CA3110012
Water Source	Surface water
Last State Inspection	Oct 2024
Also Mapped Here	FULTON WATER COMPANY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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