Osceola County property record for 650 8th St, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 7,405 sqft (0.169 acres) |
| Last Sale | $92,500 (2025) |
| Tax Bill | $853.00 (2025) |
| Primary APN | 012630000100650095 |
|---|
| Lot Area | 7,405 sqft (0.169 acres) |
|---|---|
| Depth X Width | 100 ft x 75 ft Depth x Width |
| Street Address | 650 8TH ST |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | ST CLOUD PB B PG 34 BLK 65 W 1/2 OF LOTS 9-12 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD MULTI FAMILY LOT |
| Legal Tract | 1 |
| Legal Block | 65 |
| Legal Lot Number | 9-12 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3037 |
| Census Tract | 43500 |
Source: Osceola County records · APN 012630000100650095
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 8303 FLOWERING COTTONWOOD RD, ORLANDO, FL 32832 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Building or Construction Mortgage DFCU FINANCIAL |
| Jul 02, 2025 | Warranty Deed, Transfer MCT TITLE SERVICES LLC, CITY TITLE SERVICES LLC |
| Apr 12, 2022 | Deed of Trust, Mortgage · Balloon Payment LA GOCHA INVESTMENT LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 02, 2025 · Amount on Record |
| Deed Sale | Jul 02, 2025 · Amount on Record |
| Deed Doc Number | 2025082585 |
| Deed Book / Page | 6812 / 2714 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 650 8TH ST, SAINT CLOUD, FL 34769 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 9303 FLOWERING COTTONWOOD RD, ORLANDO, FL 32832-5565 |
| Document Number | 0068672612 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 6867/2612 |
| Instrument | 2025130170 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Aug 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 02, 2025 |
| Property Address | 650 8TH ST, SAINT CLOUD, FL 34769 |
| Document Number | 0068122714 |
| Book / Page | 6812 / 2714 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Jun 25, 2025 |
| Instrument | 2025082585 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | MCT TITLE SERVICES LLC, CITY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $647.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1184 SIMMONS RD, KISSIMMEE, FL 34744-5625 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 8303 FLOWERING COTTONWOOD RD, ORLANDO, FL 32832 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 630 8TH ST, SAINT CLOUD, FL 34769 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1184 SIMMONS RD, KISSIMMEE, FL 34744-5625 |
| Document Number | 0061921979 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 6192/1979 |
| Instrument | 2022058230 |
| Name | LA GOCHA INVESTMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ORLANDO, FL 32803 |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $853.00 (+18.47%) | $53,900 (+16.67%) Land $53,900 | $53,900 (+16.67%) Land $53,900 |
| 2023 | $720.00 (+11.8%) | $46,200 (+15.5%) Land $46,200 | $46,200 (+15.5%) Land $46,200 |
| 2022 | $644.00 | $40,000 Land $40,000 | $40,000 Land $40,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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