Gage County property record for 650 8th St, Adams, NE 68301
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 3,160 sqft · built 1914 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,000 (Jan 2019) |
| Tax Bill | $3,162 (2025) |
| Deeds & Mortgages | May 2016 Mortgage Apr 2006 Second Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 006570000 |
| Primary APN | 006570000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,160 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Basement Area | 754 sqft |
| Unfinished Basement | 754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 203 sqft |
| Deck Area | 114 sqft |
| Storage Building | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 650 8TH ST |
|---|---|
| City | ADAMS |
| State | NE |
| Zip | 68301-6012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | LOTS 11-12 BLK 3 SUMPTERS ADD |
| Legal Subdivision | SUMPTERS ADD |
| Legal Block | 3 |
| Legal Lot Number | 11-12 |
| Jurisdiction | GAGE NE |
| Township / Civil Division | ADAMS |
| Census Block Group | 1 |
| Census Block | 1153 |
| Census Tract | 964600 |
650 8th St is owned and occupied by two individuals who bought it in January 2019.
Source: Gage County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 650 8TH ST, ADAMS, NE 68301-6012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2016 | Deed of Trust, Mortgage · ARM FIRSTBANK |
| Apr 7, 2006 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST AMERICAN BANKJAMES B NUTTER AND CO |
| Apr 7, 2006 | Deed of Trust, Mortgage · Conventional Mortgage JAMES B NUTTER & CO |
| Dec 12, 2012 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Jun 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 8, 2010 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Jan 7, 2019 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 21, 2012 | Survivorship Deed, Transfer NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY |
| Jan 4, 2005 | Transfer · Conventional Mortgage ADAMS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2019 · Amount on File |
| Deed Sale | Jan 7, 2019 · Amount on File |
| Prior Sale | Nov 21, 2012 · Amount on File |
| Deed Document Number | 201941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GAGE NE |
| Property Address | 650 8TH ST, ADAMS, NE 68301-6012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0201601502 |
|---|---|
| Date | May 13, 2016 |
| Instrument | 2016-01502 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | STERLING, NE 68443 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2021 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.25% |
| Index | 5-Year CMT |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GAGE NE |
| Property Address | 650 8TH ST, ADAMS, NE 68301-6012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200601290 |
|---|---|
| Date | Apr 7, 2006 |
| Instrument | 2006-01290 |
| Name | FIRST AMERICAN BANKJAMES B NUTTER AND CO |
|---|---|
| Type | Non-Lending Institution |
| Address | KANSAS CITY, MO 64111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GAGE NE |
| Property Address | 650 8TH ST, ADAMS, NE 68301-6012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0200601289 |
|---|---|
| Date | Apr 7, 2006 |
| Instrument | 2006-01289 |
| Name | JAMES B NUTTER & CO |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GAGE NE |
| Property Address | 650 8TH ST, ADAMS, NE 68301-6012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0201203953 |
|---|---|
| Date | Dec 12, 2012 |
| Instrument | 2012-03953 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STERLING, NE 68443 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 396 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GAGE NE |
| Property Address | 650 8TH ST, ADAMS, NE 68301-6012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202501769 |
|---|---|
| Date | Jun 13, 2025 |
| Instrument | 2025-01769 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GAGE NE |
| Property Address | 650 8TH ST, ADAMS, NE 68301-6012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201004061 |
|---|---|
| Date | Dec 8, 2010 |
| Instrument | 2010-04061 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STERLING, NE 68443 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Dec 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GAGE NE |
| Recording Date | Jan 7, 2019 |
| Property Address | 650 8TH ST, ADAMS, NE 68301-6012 |
| Document Number | 0201900041 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 2019-00041 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | TITLE TRACTS AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0201900042 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 2019-00042 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | GAGE NE |
| Recording Date | Nov 21, 2012 |
| Property Address | 650 8TH ST, ADAMS, NE 68301-6012 |
| Document Number | 0201203733 |
| Instrument Date | Nov 20, 2012 |
| Instrument | 2012-03733 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $337.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Investor | Possibly a Property Investor |
| Jurisdiction | GAGE NE |
|---|---|
| Recording Date | Jan 4, 2005 |
| Property Address | 650 8TH ST, ADAMS, NE 68301-6012 |
| Document Number | 02001/7519 |
| Book / Page | 2001 / 7519 |
| Instrument Date | Jan 4, 2005 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0200500062 |
|---|---|
| Date | Jan 5, 2005 |
| Instrument | 2005-00062 |
| Name | ADAMS STATE BANK |
|---|---|
| Address | ADAMS, NE 68301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Feb 1, 2010 |
| Rate | 6.9% |
|---|
The 2025 property tax bill for 650 8th St was $3,162.
Source: Gage County assessment roll, as of March 2, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| Municipality | Adams Village |
| County | Gage County |
| County Subdivision | Adams Township |
| Unified School District | Freeman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,075 (+19.93%) Land $20,000 Building $301,075 | $321,075 (+19.93%) Land $20,000 Building $301,075 | |
| 2025 | $3,162.00 | $267,720 Land $20,000 Building $247,720 | $267,720 Land $20,000 Building $247,720 |
| 2023 | $3,133.00 | $186,345 Land $6,000 Building $180,345 | $186,345 Land $6,000 Building $180,345 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 8th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 8th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ADAMS serves 606 people · EPA ID NE3106712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.38 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fiber · Fixed Wireless | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Big Red Communications Fixed Wireless | 200 / 100 |
| Windstream DSL | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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