Stearns County property record for 650 5th St, Albany, MN 56307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,400 sqft · built 1971 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,500 (Jul 1998) |
| Tax Bill | $3,476 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-25005-0000 |
| Primary APN | 40-25005-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,075 sqft |
| 1st Floor Area | 1,350 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 107 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 650 5TH ST |
|---|---|
| City | ALBANY |
| State | MN |
| Zip | 56307-9208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .63 A. BG 96' N OF SE COR OF SW4NW4-W224' TO E LN 5 ST-N 112'-E114.8'-S60DE TO E L OF L OF 1/4-S TO BG CITY OF ALBANY SECTION |
| Legal Range | 31W |
| Legal Township | 125 |
| Legal Section | 15 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ALBANY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10402 |
650 5th St is owned and occupied by two individuals who bought it in July 1998.
Source: Stearns County records, as of April 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 67, ALBANY, MN 56307-0067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 1998 · Amount on File |
| Deed Sale | Jul 31, 1998 · Amount on File |
| Prior Sale | Jul 31, 1998 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 650 5th St was $3,476 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albany City |
| County | Stearns County |
| Unified School District | Albany Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,476.00 | ||
| 2025 | $282,000 Land $40,800 Building $241,200 | $282,000 Land $40,800 Building $241,200 | |
| 2023 | $3,132.00 | $246,000 Land $40,700 Building $205,300 | $246,000 Land $40,700 Building $205,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albany serves 2,805 people · EPA ID MN1730001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Albany Mutual Telephone Association Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xtratyme Technologies.
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