650 12th St, Windom, MN 56101 Property Records

Cottonwood County property record for 650 12th St, Windom, MN 56101

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,408 sqft · built 1997
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$211,000 (Apr 2026)
Tax Bill	$2,376 (2025)
Deeds & Mortgages	Apr 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-519-0020`

Property Details

APN / Parcel Number

Primary APN	`25-519-0020`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
1st Floor Area	1,408 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	159 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	624 sqft
Driveway	Driveway
Deck Area	Deck Area
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	650 12TH ST
City	WINDOM
State	MN
Zip	56101-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MIKAILA TOWNHOUSE SUBD
Legal Block	1
Legal Lot Number	2
Jurisdiction	COTTONWOOD MN
Township / Civil Division	WINDOM
Census Block Group	4
Census Block	4035
Census Tract	270300

Owner

Source: Cottonwood County records · APN 25-519-0020

Assessment roll updated July 10, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	650 12TH ST, WINDOM, MN 56101-1359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Mar 17, 2021 · Amount on Record
Deed Document Number	20261866809
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COTTONWOOD MN
Recording Date	Apr 24, 2026
Property Address	650 12TH ST, WINDOM, MN 56101-1359
Document Number	0001866809
Instrument Date	Apr 24, 2026
Instrument	2026.1866809
Transaction Type	Transfer
Record Updated	May 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 12TH ST, WINDOM, MN 56101-1359

Tax Assessment & Valuation

Source: Cottonwood County records · Assessment roll updated July 10, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cottonwood County
Municipality	Windom City
Unified School District	Windom Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,100 (-1.35%) Land $5,500 Building $176,600	$182,100 (-1.35%) Land $5,500 Building $176,600
2025	$2,376.00 (-4.73%) Homeowner's exemption	$184,600 (-10.99%) Land $5,500 Building $179,100	$184,600 (-10.99%) Land $5,500 Building $179,100
2023	$2,494.00	$207,400 Land $5,500 Building $201,900	$207,400 Land $5,500 Building $201,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 13, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1993–2024)
Claims Outside the SFHA	4 of 34
Most Recent Claim	Jun 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2024 · 26 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 4 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
City of Windom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 293 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Windom serves 4,646 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2022–2024) action level 15 ppb
Copper	1.47 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.