65 Wrights Mill Rd, Armonk, NY 10504 Property Records

Westchester County and North Castle Town property record for 65 Wrights Mill Rd, Armonk, NY 10504

Property Summary

Property Type	Single Family Home
Details	7 ba · 6,774 sqft · built 2000
Lot Size	4.37 acres (190,357 sqft)
Owner	2 Individual Names on File
Last Sale	$4,350,000 (Dec 2022)
Tax Bill	$77,956 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`553800 100.04-3-13`

Property Details

APN / Parcel Number

Primary APN	`553800 100.04-3-13`
Alternative APN	`R2A`

Interior

Full Baths	7 Baths
Stories	2 Stories
Building Area	6,774 sqft Living Area
1st Floor Area	6,774 sqft
Basement Area	2,180 sqft
Finished Basement	2,180 sqft
Unfinished Basement	2,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Shingles
Lot Area	190,357 sqft (4.37 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	R2A
Street Address	65 WRIGHTS MILL RD
City	ARMONK
State	NY
Zip	10504-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Block	3
Legal Lot Number	13.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NORTH CASTLE
Census Block Group	2
Census Block	2007
Census Tract	12303

Owner

65 Wrights Mill Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Westchester County and North Castle Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 WRIGHTS MILL RD, ARMONK, NY 10504-1137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Jul 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on File
Deed Sale	Dec 20, 2022 · Amount on File
Prior Sale	Jul 27, 2011 · Amount on File
Deed Document Number	20223461
Record Updated	Oct 29, 2026

December 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Dec 20, 2022
Property Address	65 WRIGHTS MILL RD, ARMONK, NY 10504-1137
Document Number	0623433461
Map Reference	MAP 25913
Instrument Date	Dec 15, 2022
Instrument	623433461
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 WRIGHTS MILL RD, ARMONK, NY 10504-1137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 HOBBY FARM DR, BEDFORD, NY 10506-2202

Mortgage

Document Number	0623533439
Date	Dec 20, 2022
Instrument	623533439

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Margin	3
Max Rate	9.37%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	65 WRIGHTS MILL RD, ARMONK, NY 10504-1137
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAFAYETTE SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0601903676
Date	Jul 9, 2020
Instrument	601903676

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

Tax Assessment & Valuation

The 2026 property tax bill for 65 Wrights Mill Rd was $77,956, up 303.2% from the year before.

Source: Westchester County and North Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	North Castle Town
Unified School District	Byram Hills Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$77,956.00 (+303.25%)
2025	$19,332.00	$72,900 (+8.97%) Land $4,200 Building $68,700	$4,500,000 (+21.08%) Land $259,259 Building $4,240,741
2024		$66,900 (-) Land $4,200 Building $62,700	$3,716,666 (-8.33%) Land $233,333 Building $3,483,333
2023		$66,900 Land $4,200 Building $62,700	$4,054,545 Land $254,545 Building $3,800,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 65 Wrights Mill Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1996–2025)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 Wrights Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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