Middlesex County and Concord Town property record for 65 Williams Rd, Concord, MA 01742
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 3,326 sqft · built 1957 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $615,000 (Mar 2012) |
| Tax Bill | $131 (2025) |
| Deeds & Mortgages | May 2021 Refinance Sep 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CONC M:12D B:3097 |
| Primary APN | CONC M:12D B:3097 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,326 sqft Living Area |
| Gross Area | 6,061 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 5064 |
|---|---|
| Street Address | 65 WILLIAMS RD |
| City | CONCORD |
| State | MA |
| Zip | 01742-4101 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AA |
| Legal Subdivision | CONCORD |
| Legal Block | 3097 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 361100 |
Source: Middlesex County and Concord Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 65 WILLIAMS RD, CONCORD, MA 01742-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP |
| Sep 16, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 16, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Nov 16, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2012 · Amount on Record |
| Deed Sale | Mar 16, 2012 · Amount on Record |
| Deed Book / Page | 58693 / 40 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 65 WILLIAMS RD, CONCORD, MA 01742-4101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 077882-572 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 77882/572 |
| Instrument | 121210 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 65 WILLIAMS RD, CONCORD, MA 01742-4101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 078711-419 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 78711/419 |
| Instrument | 206135 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 65 WILLIAMS RD, CONCORD, MA 01742-4101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78711-419 |
|---|---|
| Date | Sep 16, 2021 |
| Book Page | 78711/419 |
| Instrument | 206135 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 65 WILLIAMS RD, CONCORD, MA 01742-4101 |
| Document Number | 73771-471 |
| Instrument Date | Nov 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 65 WILLIAMS RD CONCORD MA 017424101, CONCORD, MA 01742-4101 |
| Document Number | 73771-471 |
|---|---|
| Date | Dec 5, 2019 |
| Book Page | 073771/000471 |
| Instrument | 1868 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $131.00 (-99.01%) | $994,900 (-1.38%) Land $649,900 Building $345,000 |
| 2024 | $13,246.00 (+5.37%) | $1,008,800 (+4%) Land $649,900 Building $358,900 |
| 2023 | $12,571.00 | $970,000 Land $611,100 Building $358,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 15 units insured incl. 8 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 18,788 people · EPA ID MA3067000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 5 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures