65 White Oak Dr, Lonoke, AR 72086 Property Records

Lonoke County property record for 65 White Oak Dr, Lonoke, AR 72086

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,700 sqft · built 1997
Owner	Individual Name on Record
Last Sale	$179,900 (Apr 2017)
Tax Bill	$1,857 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`228-00016-000`

Property Details

APN / Parcel Number

Primary APN	`228-00016-000`
Alternative APN	`18894`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,700 sqft Living Area
1st Floor Area	1,836 sqft
2nd Floor Area	864 sqft
Upper Floors Area	864 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	910 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	432 sqft
Deck Area	192 sqft
Patio Area	712 sqft
Fence	Fence
Poultry House	Poultry House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	65 WHITE OAK DR
City	LONOKE
State	AR
Zip	72086-8171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:16 CITY/MUNI/TWP:RURAL SUBD:HIDDEN OAKS SEC/TWN/RNG/MER:SEC 10 TWN 03N RNG 09W
Legal Range	09W
Legal Township	03N
Legal Section	10
Legal Subdivision	HIDDEN OAKS
Legal Lot Number	16
Jurisdiction	LONOKE AR
Township / Civil Division	EAGLE
Census Block Group	1
Census Block	1018
Census Tract	20108

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	65 WHITE OAK DR, LONOKE, AR 72086-8171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 18, 2017	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2017 · Amount on Record
Deed Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	0201703841
Deed Book / Page	2017 / 03841
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	65 WHITE OAK DR, LONOKE, AR 72086-8171
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 WHITE OAK DR, LONOKE, AR 72086-8171

Mortgage

Document Number	0000002683
Date	Mar 29, 2023
Book Page	2023/2683
Instrument	2023-02683

Lender

Name	ARVEST BANK
Type	Bank
Address	CABOT, AR 72023

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	65 WHITE OAK DR, LONOKE, AR 72086-8171
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011378
Date	Oct 7, 2020
Book Page	2020/11378
Instrument	2020-11378

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	May 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Apr 18, 2017
Property Address	65 WHITE OAK DR, LONOKE, AR 72086-8171
Document Number	0000003841
Book / Page	2017 / 03841
Instrument Date	Apr 14, 2017
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	AMERICAN ABSTRACT AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43404 HIGGINBOTHAM RD, 43404, PERRYVILLE, AR 72126-9547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 WHITE OAK DR, LONOKE, AR 72086-8171

Mortgage

Document Number	0000003842
Date	Apr 18, 2017
Book Page	2017/03842

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank
Address	LITTLE ROCK, AR 72211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,470 (-) Land $2,700 Building $37,770
2024	$1,857.00
2023	$1,857.00	$40,470 Land $2,700 Building $37,770	$202,350 Land $13,500 Building $188,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 41% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND PRAIRIE BAYOU 2 PWA serves 13,138 people · EPA ID AR0000734
Water Source	Purchased surface water from LONOKE WHITE PUBLIC WATER AUTHORITY
Last State Inspection	Sep 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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