65 Walnut Ln, Hayesville, NC 28904 Property Records

Clay County property record for 65 Walnut Ln, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,536 sqft · built 2024
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,316 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`558003212920`

Property Details

APN / Parcel Number

Primary APN	`558003212920`
Alternative APN	`619625000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,536 sqft Heated Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	75,359 sqft (1.73 acres)

Location & Zoning

Account Number	619625000
Street Address	65 WALNUT LN
City	HAYESVILLE
State	NC
Zip	28904-4317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 DEER BROOK
Legal Subdivision	DEER BROOK SUBDIVISION
Legal Lot Number	36
Jurisdiction	CLAY NC
Township / Civil Division	HIAWASSEE
Census Block Group	1
Census Block	1007
Census Tract	950101

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	62 WALNUT LN, HAYESVILLE, NC 28904-4317
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Nov 6, 2023	Deed of Trust, Mortgage · Construction Mortgage RIVER CITY BANK
Feb 6, 2025	Deed of Trust, Mortgage · Commercial Mortgage RIVER CITY BANK
Mar 12, 2021	Warranty Deed, Transfer
Jan 14, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 19, 2011
Transfer Doc	000379/122
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Recording Date	Sep 30, 2026
Property Address	65 WALNUT LN, HAYESVILLE, NC 28904-4317
Document Number	0000002317
Book / Page	17 / 198
Instrument Date	Sep 25, 2026
Instrument	20262317
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	FIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 WALNUT LN, HAYESVILLE, NC 28904-4317

Mortgage

Document Number	0000002317,
Date	Sep 30, 2026
Book Page	17/198
Instrument	20262317

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	65 WALNUT LN, HAYESVILLE, NC 28904-4317
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 COPPER CANYON RD, PERRY, GA 31069-9371

Mortgage

Document Number	00000A17/5
Date	Nov 6, 2023
Book Page	A17/5
Instrument	2023002275

Lender

Name	RIVER CITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30512

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	65 WALNUT LN, HAYESVILLE, NC 28904-4317
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 WALNUT LN, HAYESVILLE, NC 28904-4317

Mortgage

Document Number	000A17/451
Date	Feb 6, 2025
Book Page	A17/451
Instrument	2025000191

Lender

Name	RIVER CITY BANK
Type	Bank
Address	206 HIGHWAY 515 E, BLAIRSVILLE, GA 30512

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 11, 2055

Interest

Rate Type	Adjustable Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Mar 12, 2021
Property Address	65 WALNUT LN, HAYESVILLE, NC 28904-4317
Document Number	000450/119
Book / Page	450 / 119
Map Reference	CAB 2 SL 494
Instrument Date	Mar 12, 2021
Instrument	2021000856
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$76.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 SUNNYSIDE ESTS, HIAWASSEE, GA 30546-3128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 COPPER CANYON RD, PERRY, GA 31069-9371

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Jan 14, 2020
Property Address	65 WALNUT LN, HAYESVILLE, NC 28904-4317
Document Number	00436/0234
Book / Page	436 / 0234
Map Reference	CAB 2 SL 494
Instrument Date	Apr 26, 2019
Instrument	2020000094
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9991 56TH AVE N, ST PETERSBURG, FL 33708-3423

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,316.00 (+20.29%)	$392,500 (+85.4%) Land $47,300 Building $345,200	$392,500 (+85.4%) Land $47,300 Building $345,200
2025	$1,094.00 (+315.97%)	$211,700 (+269.46%) Land $57,300 Building $154,400	$211,700 (+269.46%) Land $57,300 Building $154,400
2023	$263.00	$57,300 Land $57,300	$57,300 Land $57,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

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