65 W Ridge Rd, Warwick, NY 10990 Property Records

Orange County and Warwick Town property record for 65 W Ridge Rd, Warwick, NY 10990

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,651 sqft · built 1964
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$499,900 (Aug 2021)
Tax Bill	$10,475 (2024)
Deeds & Mortgages	Aug 2021 Sale Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`335489 31-1-6`

Property Details

APN / Parcel Number

Primary APN	`335489 31-1-6`
Alternative APNs	`548903100000010060000000` `31-1-6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,651 sqft Living Area
Gross Area	1,743 sqft
1st Floor Area	1,239 sqft
Upper Floors Area	412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1971
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	174,240 sqft (4 acres)
View / Lot	Rural
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	236 sqft
Patio Area	454 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	31-1-6
Street Address	65 W RIDGE RD
City	WARWICK
State	NY
Zip	10990-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	00220
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	ORANGE NY
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2034
Census Tract	14400

Owner

65 W Ridge Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Orange County and Warwick Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	65 W RIDGE RD, WARWICK, NY 10990-2627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed, Transfer
Nov 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 17, 2018	Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Oct 17, 2018 · Amount on File
Deed Document Number	202153737
Deed Book / Page	15026 / 1947
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 9, 2021
Property Address	65 W RIDGE RD, WARWICK, NY 10990-2627
Document Number	20210053737
Book / Page	15026 / 1947
Instrument Date	Jul 22, 2021
Instrument	20210053737
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 OLIVE AVE, POMPTON LAKES, NJ 07442-1534

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	65 W RIDGE RD, WARWICK, NY 10990-2627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061214
Date	Nov 13, 2020
Book Page	14841/1751
Instrument	20200061214

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 17, 2018
Property Address	65 W RIDGE RD, WARWICK, NY 10990-2627
Document Number	0000074171
Book / Page	14474 / 1628
Instrument Date	Sep 10, 2018
Instrument	20180074171
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10401 YANKEE HILL RD, LINCOLN, NE 68526-9450

Mortgage

Document Number	0000074172
Date	Oct 17, 2018
Book Page	0000014474/0000001632
Instrument	20180074172

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Orange County and Warwick Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Warwick Town
Unified School District	Warwick Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,500 Land $16,500 Building $29,000	$541,700
2024	$10,475.00
2023		$45,500 Land $16,500 Building $29,000	$491,900 Land $178,381 Building $313,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 65 W Ridge Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 65 W Ridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 97.9% of New York
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Alteva of Warwick Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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